Balancing libertarian and humanitarian instincts when using the word “NIMBY”

Megan McArdle discusses how the word NIMBY is a prejorative term that tends to be used in instances when the user doesn’t approve of particular uses (opposed to uses that they would approve):

I think this is a little bit too cute.  I read DePillis pretty regularly, and I don’t usually see her calling out, say, people opposing a local Wal-Mart as “NIMBYs”; they’re “opposition groups”.  The term NIMBY seems to be reserved for people who oppose locating things in their back yards that DePillis herself thinks are laudable.  Small wonder that when she uses the word, people take it as a perjorative.

Nonetheless, she has a point: many people oppose having necessary but potentially disruptive things located near them, even if you think those things are a good idea; if you do, you should own it, not make up ridiculously implausible stories about how those inner-city kids wouldn’t really enjoy a halfway house in a nice, suburban neighborhood; they’d be much happier in a crack-infested ghetto like the one where they came from.  Don’t you know you shouldn’t remove creatures from their natural habitat?
 
In the case of people in some DC neighborhoods, they may even be justified.  Anacostia–and my own neighborhood–house an unusually large number of social service organizations, because land has been cheap, and the communities have lacked the socioeconomic power to block new projects the way that, say, Dupont and Friendship Heights have.  I don’t know the statistics on Anacostia, but Eckington/Truxton Circle house thirteen social service groups, from women’s shelters to So Others Might Eat, a wonderful organization that serves thousands of meals to homeless people every day.  Frankly, I haven’t found them disruptive–and indeed, didn’t really know they were there until controversy erupted over a plan to build a fourteenth service facilities.  But the fact remains that a lot of the homeless people hang out in what passes for the area’s park space between meals, and more than a few spend the day drinking single-serving beers from the area’s many liquor stores…
 
In this case, my libertarian instinct squares with my humanitarian instinct: at least in the case of private charities, I cannot, in good conscience, oppose letting them do whatever they want with the property they buy (within reasonable limits on things like toxic fumes and all-night jackhammer parties.)  But I don’t think it’s helpful to brand my neighbors who do as NIMBYs.  Oversaturation of neighborhoods with social services is a genuine problem for those neighborhoods.  We should treat it with at least as much respect as we give to those who don’t want to live near a big-box store.

McArdle seems to be suggesting that the use of the term NIMBY escalates a discussion about land use to an unhelpful level. As soon as the word is brought out, the terms of the discussion changes as the user implies that people are being selfish and those being called NIMBY then have to go on the defensive. Additionally, NIMBY is in the eyes of the beholder: what one person would see as desirable is an abomination to another.

The term McMansion, something I have spent a lot of time studying, is used in a similar manner. Just like NIMBY, the term evokes larger issues such as excessive consumption, sprawl, the disruption of a neighborhood, etc. McMansion and NIMBY are not simple descriptive terms that just refer to a big house or opposition to a particular land use. Both are politicized terms. NIMBY often refers to wealthier, white, more educated homeowners who want to protect their private utopias that many see as exclusionary and government subsidized.

Are there helpful alternatives to the term NIMBY?

The importance of property values to NIMBYism

NIMBYism is cited as a common American issue as homeowners often fight hard to protect their pristine homes and neighborhoods. I was reminded of this by an article looking at seven neighbors that damage property values:

Here, the seven suprising neighbors that can reduce your home’s value:

Power Plants. The data is fairly clear on the impact of power plants on nearby home values — it usually hurts them. A study from the University of California at Berkeley shows that home values within two miles of a power plant can decrease between 4% and 7%.

Landfills. A study from the Pima County (Arizona) Assessor’s office shows that a subdivision located near a landfill (and all other residential factors being equal, like house size, school quality and residential incomes) loses 6% to 10% in value compared to a subdivision that isn’t located near a dump.

Robert A. Simons, an urban planning professor at Cleveland State University, says that if you live within two miles of a Superfund site (a landfill that the government designates as a hazardous waste site), your home’s value could decline by up to 15%.

Sex Offenders. Living in close proximity to a registered sex offender is one of the biggest downward drivers of home values. Researchers at Longwood University’s College of Business & Economics conclude that the closer you live to a sex offender, the more your home will depreciate. In the paper, Estimating the Effect of Crime Risk on Property Values and Time on Market: Evidence from Megan’s Law in Virginia, Longwood researchers say, “the presence of a registered sex offender living within one-tenth of a mile reduces home values by about 9%, and these same homes take as much as 10% longer to sell than homes not located near registered sex offenders.”

Delinquent Bill Payers. One surprising way that neighbors can bring down the value of surrounding homes, especially in town home or condo communities, is by not paying their maintenance fees or their mortgages. “Bad neighbors bring values down by not paying their maintenance fees, in some cases their mortgage payments, and not maintaining the home’s appearance,” says Pordes. “These homeowners usually do not care about real estate values.”

Foreclosed Homes. Perhaps the biggest single factor that drives nearby home values down is a foreclosure. A recent study by the Massachusetts Institute of Technology concludes that a neighbor’s foreclosed home can slash the value of homes within 250 feet of the foreclosed properties by an average of 27%. Says Federal Reserve Governor Joseph Tracy recently in his economic outlook for 2011: “The growing inventory of defaulted mortgages continues to weigh down any recovery in the housing market… Problems in housing markets can impact economic growth.”

Lackluster Landscaping. Studies show that lawn care has a big impact on surrounding home values. Virginia Tech University released a report stating that pristine landscaping can jack up the value of a home by 5% to 10%. But if the lawn looks like it just hosted the world rugby tournament, it can be a green thumb to the eye of local home prices.

Closed Schools. Sometimes, neighborhood problems can stem from local government action. For example, if a cash-strapped city or town closes a neighborhood school, that can easily steer home values south. The National Association of Realtors says that 75% of home shoppers, the quality and availability of schools in the neighborhood is either “somewhat important” or “very important.”

As the article notes, what an individual homeowner can do about these situations might be limited. Perhaps the best way to avoid this is simply to do one’s homework before moving into a neighborhood to assess what has happened or might happen in the future. This could involve checking community websites, reading local news, and talking with current residents. But, there are always trade-offs involved in this process. If someone desires a cheaper home, perhaps they might move into an area that has one of these conditions.

At the same time, there are plenty of land uses or neighbors that are not cited in the article where homeowners band together to protect their community. Here are a few recent situations in the Chicago region: a battle over affordable housing in Winnetka (with an update here), Naperville residents opposed to Show-Me’s and Evanston residents opposed to a Tilted Kilt restaurant, and a debate over lighting in Barrington Hills. Compared to a power plant or landfill, these uses seem much less obvious and yet are important concerns for residents of wealthier communities.

On the whole, this article illustrates that one of the primary goals of a homeowner is to protect and/or grow their property values. In order to do this, a homeowner may have to be in opposition to larger neighborhood or community goals. After all, power plants and landfills and sex offenders have to be somewhere. But, if you have the economic means in the United States, you generally move to nicer and nicer neighborhoods where these NIMBY concerns are likely reduced. It would be interesting to track how people’s neighborhood or suburban moves over the years progressively place them further and further away from such property value lowering uses.

Mortgage problems continue; 9.9% have missed at least one payment

Some new data suggests the mortgage crisis is continuing and still affecting a large number of people:

One in 10 American households with a mortgage was at risk of foreclosure this summer as the government’s efforts to help have had little impact stemming the housing crisis.

About 9.9 percent of homeowners had missed at least one mortgage payment as of June 30, the Mortgage Bankers Association said Thursday.

That number, which is adjusted for seasonal factors, was down slightly from a record-high of more than 10 percent as of April 30.

In a worrisome sign, the number of homeowners starting to have problems with their mortgages rose after trending downward last year. The number of homes in the foreclosure process fell slightly, the first drop in four years.

More than 2.3 million homes have been repossessed by lenders since the recession began in December 2007, according to foreclosure listing service RealtyTrac Inc. Economists expect the number of foreclosures to grow well into next year.

Even if this data were to improve soon, there would still be a long way to go to get back to anything resembling the housing markets of the 1990s or 2000s.