Manufactured homes might be a viable solution to affordable housing but it is not easy to place such homes:
While courts today are unlikely to uphold outright exclusions, barriers for manufactured housing come in other forms. Some towns require manufactured homes be in a manufactured housing community. Others restrict them from residential zones.
Unequal treatment—including aesthetic rules, like a pitched-roof requirement, that exclude mobile homes by default—is common. Conditional use laws require pre-approval before a manufactured home can go up, and often approval is denied. Advocates for manufactured housing lobby for by-right use, which would allow someone to put up a manufactured home without pre-approval.
But zoning issues are a matter of state and local policy, not federal policy, so HUD has little power to influence restrictions on manufactured housing. Still, Mandelker believes HUD could play a role in destigmatizing manufactured housing.
“If they start working on a model state [zoning] law and start funding pilot projects, that would bring some attention,” he said. “I think that would be very helpful.”
Two features of manufactured homes are likely to scare off numerous communities from providing space for many units: (1) the property values of the units compared to stand alone single-family homes (since higher housing values are perceived to be signal a better quality of life) and (2) negative perceptions of residents who live in such homes (viewed as lower-class residents). So what could prompt more local governments to allow manufactured homes?
There are various ways that incentives or sanctions could be used. As an incentive, perhaps there could be some extra Federal money given to communities that provide space for such homes? Or, perhaps those constructing new developments could receive extra opportunities if they set aside land for manufactured homes or paid into a fund for purchasing land for manufactured homes. Sanctions would likely provoke resentment but they could also push multiple communities into helpful conversations.
Ultimately, providing the necessary affordable housing needed in the United States will likely require multiple approaches. Manufactured housing could be part of the solution but it will be difficult to destigmatize it.