Category Archives: Sociology

“8 Dream Homes That Aren’t McMansions”

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Not all desirable homes have to be expensive McMansions:

When one’s job is to write about incredible homes, one quickly finds out that most of the really incredible pictures are from…really, really, really expensive homes. As in: Homes that have more infinity pools than they have bedrooms; couches that cost the equivalent of a down payment on an actual house; houses with pantries that are bigger than a studio apartment — that sort of thing. But we believe that a “dream home” doesn’t have to be outrageously expensive — or even that big. Here are 8 houses that prove just that.

Two quick points:

1. Most big “dream homes” are far beyond McMansions. If you have an infinity pool, this is usually beyond a McMansion. If you are featured in an architectural magazine because of your interior design, it is usually beyond a McMansion. These homes are usually just plain mansions.

2. The eight homes featured in this story have some commonalities: they tend to be relatively small, green, and well-designed (meaning put together by an architect or adhering to local design). These traits are more often anti-McMansion rather than looking at the number of infinity pools a home has.

More Americans again view owning a home as a good investment

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The burst housing bubble reduced the value of many homes yet more Americans are again seeing a home as one of their best investments:

According to a recent Gallup poll, real estate beats out stocks, bonds, savings accounts and even the Great Recession’s investment darling, gold, as the favored form of long-term investment. A full 30 percent of Americans see real estate as the best investment—up from just 19 percent in 2011.

A new survey by the Pulte Group echoes such sentiments: 35 percent of Americans reported that they would like to buy a home soon in part because they see it as a smart financial investment, said Valerie Dolenga, spokesperson of Michigan-based home builder, Pulte Homes.

This kind of growing confidence should make us all wonder, though: Haven’t we learned anything from the housing crash? One of the big takeaways from the crash was to avoid this exact line of thinking…

Now that the market is recovering, and home prices are growing again—in fact home prices are at an all-time high in nearly 1,000 cities across the country, according to Zillow—the siren song of seeing your home as an investment is becoming tempting once again.

Then four tips are offered to help ensure your home can be a decent investment: location matters, buy a home that needs some work so you can increase its value, “don’t buy the best house on the block,” and expect to stay in the home a while to allow the value to increase. In other words, a house is not automatically a good investment yet good planning can go a long ways.

At the same time, sentiment about seeing homes as good investments is not necessarily related to making bad choices about buying houses. In other words, we need to see how these beliefs become translated into actions. For example, more Americans may want to buy homes but if other pieces are not in place, such as good inventory or readily available mortgage credit, then this may not lead to another housing bubble. The bigger issue may come when everyone involved from buyers to lenders to the media gets caught up in a housing rush and it takes on an inertia of action that goes far beyond consumer sentiment.

Finally, views on homeowership as a good investment are tied to other factors:

Upper-income Americans are much more likely to say real estate and stocks are the best investment, possibly because of their experience with these types of investments. Upper-income Americans are most likely to say they own their home, at 87%, followed by middle (66%) and lower-income Americans (36%). Gallup found that homeowners (33%) are slightly more likely than renters (24%) to say real estate is the best choice for long-term investments.

Social class and wealth matter when determining what are viewed as good investments.

Urban streetcars may primarily serve tourists

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Streetcars once ruled American cities but more recent projects in many cities may primarily be used by tourists:

Some new figures further strain the connection between streetcars and core city mobility. Florida State planning student Luis Enrique Ramos recently led a comparison of ridership factors on U.S. streetcars versus those on light rail. (The work, not yet published, was presented at a recent conference.) What he found was that streetcar ridership was unrelated to service frequency, bus connections, and job proximity — the very factors that make light rail attractive to everyday commuters.

In other words, streetcars serve a completely different population of travelers than light rail does. Which population is that? Ramos and collaborators can’t say for sure, but they have a theory: tourists. Just look at the hours of operation for the Tampa streetcar — beginning at noon on weekdays? — and ask yourself who rolls into work after lunch. (And please do let us know, because we want that job.)

None of this is to say that streetcars aren’t necessarily worth it. Commutes make up a fraction of total travel in metro areas. Trolleys can operate very effectively in dense cores by running along a dedicated track, and when they arrive frequently they can promote a lively pedestrian culture. When paired with mixed-use zoning, trolleys can also lead to significant economic development (though arguably less than other modes, like bus-rapid transit).

That leaves emerging streetcar cities with a mostly-tourist attraction they hope will generate business — an amenity that feels similar in spirit to a downtown sports stadium. Again, sometimes city taxpayers conclude that an arena is worth it, and many cities no doubt feel the same about trolleys, cost overruns notwithstanding. But residents who hope the streetcar will improve mobility should be careful to consider whether they’re paying for a ride, or getting taken for one.

Some interesting factors to consider. Tourism is often seen as a significant force in many cities as it is a way to increase tax revenues as well as improve a city’s image. Streetcars can often be viewed in nostalgic terms, something that often fits a community’s appeal to tourists. Yet, if the streetcars aren’t an integrated part of a larger transportation system that serves residents and tourists, is the money spent worth it?

When streetcar use exploded in the United States in the late 1800s and early 1900s, it was a driver of sprawl: it opened up development in new areas because it could cover more territory than railroads by using roads. In other words, the streetcars were pioneers. Today, building new streetcar systems also requires modifying roads and the neighborhoods already exist. The article suggests buses may be a more appropriate modification to the existing streetscape because they are more cost-effective and might better serve residents. At this point in time, streetcars serve very different purposes and it requires work to implement them into a community.

Link between more foreclosures and higher suicide rates

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A new study suggests a rise in foreclosures is connected to higher suicide rates amidst the economic crisis:

The study, publishing in the June issue of the American Journal of Public Health and available online now, is the first to ever show a correlation between foreclosure and suicide rates.

The authors analyzed state-level foreclosure and suicide rates from 2005 to 2010. During that period, the U.S. suicide rate increased nearly 13 percent, and annual home foreclosures hit a record 2.9 million (in 2010).

“It seems that foreclosures affect suicide rates in two ways,” said co-author Jason Houle, assistant professor of sociology at Dartmouth College. “The loss of a home clearly impacts individuals and families, and can arouse feelings of loss, shame, or regret. At the same time, rising foreclosure rates affect entire communities because they’re associated with a number of community level resources and stresses, including an increase in crime, abandoned homes, and a sense of insecurity.”

The effects of foreclosures on suicides were strongest among adults 46 to 64 years old, who also experienced the highest increase in suicide rates during the recessionary period.

Given the (1) relative importance of owning a home as a means of providing for one’s family as well as signaling one’s status and (2) the relative financial burden of having a mortgage (usually far beyond credit card or student loan debt), this makes some sense. At the same time, this study tackles the issue from a broad perspective without being able to link individual neighborhoods or cases to certain outcomes.

Seeking out internal and external relationships in small towns

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A long-term look at rural life concludes that some of the features that enhance life there also might hold it back:

The Rural Development Initiative Project team, led by sociology professor Terry Besser, has spent the past 20 years studying changes in the quality of life for 15,000 residents in 99 small towns in Iowa…

“Small towns often don’t have much in the way of financial resources,” Besser said. “If they’re able to marshal their social capital, they have a network of people they can call on who trust each other to get things done.” High social capital can mean better economic prosperity, cultural amenities, and high-quality public services.

The researchers have already found certain traits, that seem like they should be positive attributes, can actually be a potential weakness for small towns.

Besser says the feeling of belonging to a tight-knit community could result in excluding newer residents, thus closing off some outside ideas and resources and potentially stunting community growth and development.

Narrow leadership channels, through one person or family or organization, might help in the short term but also can discourage other residents from getting involved. Leaders who can work separately – and as a team – provide more effective, sustainable leadership according to the early study results.

While this comes from studying small towns, it could apply to many in-groups: they often face issues about how many resources should be devoted to building and maintaining internal solidarity versus engaging with outside groups and institutions. Being completely insular may not be ideal but neither might low levels of group togetherness where there is little cohesion. I suspect there is no “ideal level” of balance between these two purposes but rather a range of possible positive outcomes where communities could engage the outside world while also building themselves up.

Federal move toward making more credit available for homeownership

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New actions announced this week are intended to help more Americans own homes:

On Tuesday, Mel Watt, the newly installed overseer of Fannie Mae and Freddie Mac, said the mortgage giants should direct their focus toward making more credit available to homeowners, a U-turn from previous directives to pull back from the mortgage market.

In coming weeks, six agencies, including Mr. Watt’s, are expected to finalize new rules for mortgages that are packaged into securities by private investors. Those rules largely abandon earlier proposals requiring larger down payments on mortgages in certain types of mortgage-backed securities.

The steps mark a sharp shift from just a few years ago, when Washington, scarred by the 2008 crisis, pushed to restrict the flow of easy money that fueled the housing bubble and its subsequent bust. Critics of the move to loosen the reins now, including some economists and lenders, worry that regulators could be opening the way for another boom and bust.

For the past year, top policy makers at the White House and at Federal Reserve have expressed worries that the housing sector, traditionally a key engine of an economic recovery, is struggling to shift into higher gear as mortgage- dependent borrowers remain on the sidelines.

Both Treasury Secretary Jacob Lew and Federal Reserve Chairwoman Janet Yellen last week noted the housing market as a factor holding back the economic recovery.

Two thoughts:

1. It is not surprising that the federal government would want to support homeownership: pretty much every President since the 1920s has extolled the virtues of owning a home. Additionally, since the late 1800s homeownership has been a key marker of the American Dream.

2. The comments made earlier this week make it sound like the government sees housing as a sector that should help lead the economy. In other words, housing is an industry with a wide impact from developers to the construction industry to real estate agents to individuals looking for a home. Housing doesn’t necessarily have to be viewed this way; the article also hints that housing is lagging behind other parts of the economy. Put differently, housing improves after other parts of the economy improve.

Comic strip about development, architecture, and urban life

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Check out this overview of Ben Katchor’s comic strips about urban design and life:

In a comic strip he’s authored for Metropolis magazine since the late 1990s and in several compilation books, Katchor looks at design and at the development of homes and neighborhoods. His strips are usually one page long and place characters at the helm of strange or unsettling experiences.

During a recent phone interview, Katchor, a winner of the MacArthur Genius Grant and professor at Parsons, described his work as a part of the “American, Yiddish, socialist” tradition and “a form of social activism. You could blow things up too,” he said, referring to the radical arms of environmental groups, “but I don’t really relish the thought of being in prison. I’d rather make comic strips.”…

Katchor leads his readers from simple to complex ideas in the space of one page. For example, in “A River View,” two contractors try to profit on a large set of glass windows that have been recently replaced in a high-rise: the removed windows have the imprint of the skyline that has been baked into the glass over time. By the time they find the recycling yard where the windows have been taken, they’re told that, “a European art dealer took the whole lot sight unseen.” The final frame of the strip shows a group of people overseas looking at one pane when it is displayed like a work of fine art. Everyone involved is looking to profit.

From Katchor’s perspective, profit motivates much of recent development. Though he doesn’t believe new design is worse compared to earlier periods, mentioning that there were dull buildings in the past, he thinks today’s wealth replicates itself, with a push to “maximize profits” in many fields. Like the panes in “A River View,” Katchor sees replication: “Rather than spinning off the money into other things, giving it to other people,” design suffers from the “failure of imagination of corporate interests.”

The sample strips here are pretty interesting. A few thoughts:

1. Providing commentary through comic strips has a good history. Yet, I don’t think I’ve ever seen it applied to urban development. Perhaps it is too abstract an idea (beyond the immediate experiences of characters) for most strips to address?

2. The argument that profits drive developments sounds like the political economy view in urban sociology which emphasizes the actions of powerful people, politicians or business leaders, to make money.

3. I wonder if such humor really has a market these days. These comic strips are relatively long, have lots of text, and address complex topics that go beyond one-liners.

Don’t let your McMansion turn into a financial McPrison

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A real estate firm argues buyers shouldn’t buy a home that could turn into a McPrison:

McMANSION OR McPRISON?
WHICH ONE WOULD YOU RATHER HAVE?

The sprawling McMansion that someone said you can afford may quickly turn into a McPrison when all of your money is locked up in it. There are lots of home affordability guidelines out there. Start with this one:

  • Don’t spend more than 300% of your gross household income.
  • Another is to pay no more than 150 to 200 times the monthly rent of a comparable property.
  • All of that said, don’t buy a home unless you plan to spend at least seven years in that area.

Some conservative guidelines for buying a home, particularly from those whose livelihoods depend on moving houses. Yet, the contrast between a McMansion and a McPrison is interesting. According to this advice, the main negative of a McMansion is that it can cost too much. The McMansion can appear to be a good thing that ends up trapping the homeowner. This has been a common argument after the economic crisis: too many people and lenders overextended themselves in purchasing and enabling McMansions. Part of the definition of McMansion from Investopedia reinforces this idea:

Many McMansion homeowners live beyond their means as mortgages on these monstrous properties may be 100% mortgages, interest-only mortgages and/or amortized over 40 or more years. The cost of utilities and maintenance in a larger home are also more significant, as is the cost of commuting from the distant suburban settings in which these homes are often located.

Two quick responses:

1. Of course, non-McMansions can be pricey as well depending on their size, location, and design.

2. Ultimately, this ignores the numerous other critiques leveled against McMansions (i.e., you could be trapped by a lack of community in McMansion neighborhoods) and focuses on the financial implications. If the homebuyer wanted a McMansion and could financially make it happen, there is nothing on this page to suggest the realtors would disapprove.

Designing Chicago to provide a better video game experience

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Making Chicago the setting of the new video game Watch Dogs includes changing the city to improve the gaming experience:

He described the basic creation of Chicago this way: “Essentially we started with a top view of Chicago, the actual Chicago map, which we put in our game editor, and from there we carved into it. It’s a big, empty space at first. So we start laying out roads by going with the real road and adjusting from there, making sure, for instance, that Wacker follows the river correctly, but adjusting a bit too. You also make sure roads connect properly, but we didn’t go with the Chicago grid because it was so straight, too many right angles. It’s better for the game play if you can’t see far ahead of yourself. So we curve things. Once the roads are laid down and the city reduced, you went street by street putting in neighborhoods, landmarks …”

Like many an open-world video game city, building the open-world Chicago of “Watch Dogs” became a dance between game play, accuracy and urban planning. In general, what Arriola described is the same process that created cities in “Saints Row” and “Grand Theft Auto”: Four-lane roads became six lanes to encourage driving (nobody likes digital gridlock, either), buildings were pressed together to encourage rooftop-to-rooftop leaping and only the most visually unique neighborhoods survived (albeit incongruously, mashed up against other neighborhoods).

“An open-world city in a good video game is a riff on a city, not a city,” said Brian Schrank, co-chairman of the game development program at DePaul University. “It’s a little exploitative, a little like a remix of familiar elements. You are seeing a suggestion of unending choices, but in reality a game developer is being subtle and laying out the breadcrumbs that pull you through their city.”

Hence, the isle of Chicago.

The Chicago River needed widening, and the Northwest Side needed geographic diversity, so, in the game, the north edge of the Gold Coast becomes actual coastline, the farthest northern point in this Chicago. A player can pilot a boat from the lake and around the downtown area without hitting a dead end.

See this earlier post about using Chicago in the new game.

This isn’t just the issue of creating a copy of the city of Chicago. That in itself could be interesting and/or jarring, seeing a faithful reproduction on the screen but being able to do things the average resident or visitor could not. But, this goes a step further to “improve” the city for the gamer. One way to think about it is that the city is not compelling enough as it is but needs to be tweaked to allow for features that gamers expect like easy yet unclear driving and using a boat. The isle of Chicago? A grid system of street that now curves? Urban sociologists and other urbanists are often drawn to big cities because of their dynamism – from social interactions to culture to architecture, to economic and political activity – that is plenty interesting without tweaks.

The gamification of the world continues, with the big city as yet another victim…

A video goes viral with 320,000+ views in one week?

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This silent newsreel of the 1919 Black Sox World Series is a great find. A news story about the video suggests it went viral with over 320,000 views in its first week online. Is this enough views to go viral?

This is an ongoing issue for stories and reports regarding online behavior. When does something go from being an online object of interest to some people to being a trend? Reporters often find Facebook groups or a few blog posts and turn that into a trend. Perhaps this is better than interviewing a few people on the street – also still done – but there are plenty of online groups, tweets, and posts.

We need some sort of metric or guidelines for making such proclamations. Unfortunately, there is little agreement about this for websites: should we count page views, unique visitors, click-throughs or something else? Should we just count the number of Twitter followers even though they can be purchased? Other mediums have agreed-upon metrics like Nielsen ratings or book sales or digital downloads.

In the meantime, I would suggest 342,000 viewers is not quite going viral.