Deciding whether to buy or rent

One of the New York Times blogs discusses whether residents should buy or own. The decision could be based on a ratio for metropolitan areas that gives some indication of whether owning or renting is a better choice:

A good rule of thumb is that you should often buy when the ratio is below 15 and rent when the ratio is above 20. If it’s between 15 and 20, lean toward renting — unless you find a home you really like and expect to stay there for many years.

While the metropolitan average is 15.1, 17 metro areas have ratings over 20 (led by East Bay, CA, Honolulu, HI, San Jose, CA, San Francisco, CA, and Seattle) and 14 metro areas have ratings below 15 (with the five lowest being Pittsburgh, PA, Cleveland, OH, Detroit, MI, Phoenix, AZ, and Dallas – Fort Worth, TX).

The blog writer come to this conclusion about the data: “It’s pretty amazing when you think about it. The country has suffered through a terrible crash in home prices, yet buying a house remains an iffy proposition in many markets.”

While this may be true, what is even more remarkable is that homeownership is still such a widespread goal. If this measure is reliable and valid (meaning that it is consistent and it really tells us something about buying vs. owning), then homeownership might never really be about an economic improvement over renting. Rather, Americans have made owning a home an important cultural value and then use economic rationales to justify their decisions.

What exactly is it that appeals to people about owning their home? They get to make their own decisions, they don’t have to pay a landlord or wait for them to take care of repairs, they get some separation from their neighbors, and overall, they feel like they have made it on their own. If renting was a cheaper option but people could still afford to buy a home, how many Americans would decide to rent?

Discussing “princess culture”

The topic of gender stereotypes in American culture tends to provoke interesting conversations. Virginia Postrel writes about “princess culture” and why this has such staying power in a culture and country that has never had real princesses:

Yet among today’s educated urbanites, “princess culture” is the subject of raging debate. What some parents consider innocent make-believe, others deem character-eroding indoctrination. Calling your daughter a princess fosters “a sense of entitlement and undeserved superiority,” declares one mother, commenting on a CafeMom post called, “Is the Princess Fantasy Dangerous?” Others fear that princess stories teach girls to be pretty and helpless, waiting for a prince to rescue them instead of acting on their own behalf. Should liberated women let their daughters play Cinderella? It’s a topic with which mommy blogs never seem to tire…

To play princess is to embrace two promises: “You are special” and “Life can be wonderful.”…

Neither of these need entail narcissistic entitlement or female passivity. Even that old-fashioned children’s classic, Frances Hodgson Burnett’s 1904 novel “A Little Princess,” portrays an imaginative, individualistic young heroine. Suddenly orphaned and destitute, Sara Crewe imagines herself a princess not only to escape her miserable circumstances but to maintain her good manners and self-control. “If you were a princess,” she reminds herself, “you did not fly into rages.” When unfairly abused, “you can’t sneer back at people like that—if you are a princess.”

For all its Victorian stoicism and sense of duty, this princess dream shares the mixture of openness and elitism that gives princesses their contemporary appeal. Like the superhero, the princess has a special identity and destiny. She is more than an ordinary girl. But her value is not determined by playground hierarchies. You don’t have to be popular to be a princess. You can be an iconoclast, even an outcast, but you must be worthy. You must be good. In this version, as my then-5-year-old niece once wrote me, “Anyone can be a PRINCESS.”

Postrel suggests that princess should be a broader term than referring to a girl who is just pretty or just acts in a dignified manner. Perhaps this is the key to the whole debate: simply change the definition of what a princess looks and acts like. Could we have a brainy princess? Could we have a devious or curious princess rather than just submissive princesses?

Thinking about it from another angle, what powerful alternatives to being a princess are there that would appeal to young girls? Wanting to be a princess seems to be powerfully shaped by being raised in a particular cultural milieu. While I’m sure there are lots of people who would say that there are all sorts of alternatives, are these commonly presented in the media (movies, TV) or in popular culture at large? Do we have and want heroines who kick butt and don’t take no for an answer? And can’t we push for alternatives by buying and consuming different goods?

h/t Instapundit

Quick Review: How Music Works

I like reading about music so I recently thought I would take a chance with a recently published book by British physicist John Powell: How Music Works: The Science and Psychology of Beautiful Sounds, From Beethoven to the Beatles. A few thoughts about this text which is intended for a general audience:

1. One of the key things this text tries to do is explain why we have the music structure today that we do. So he includes explanations about musical modes that developed in history (of which we use two today, one the major scale and one the minor scale) and how instruments, like the harp, can be configured to produce notes.

2. One of the most interesting things to me in this book was the fact that agreement about modern notes didn’t happen until a conference in 1939. Before that, an A in Leipzig and an A in Paris might not be the same sound. It wasn’t until this conference that a particular frequency (A = 440) was set so that all instruments could be set to the same pitches. And even then, Powell suggests choosing this particular frequency occurred not because it is a better sound but rather because it is somewhere in the middle and seemed good. To think that the sounds we know today are really a social construction is intriguing.

3. There are number of little discussions that a reader might find interesting about perfect pitch, the physics of sound versus noise, how we can rate sound intensity (and he does not like the decibel system), and whether there are certain keys that are happier or sadder (the conclusion: no, they all share the same patterns of notes).

4. While I enjoyed a number of these shorter discussions, I wonder whether someone with limited or no musical knowledge could take much from this book. At various points, Powell suggests one doesn’t need to know how to play or read music to understand the discussions but I think it would be difficult. To his credit, Powell does suggest that anyone of any age can learn music – yes, it takes time (and he invokes Gladwell’s rule of 10,000 hours needed for expertise) but he suggests the idea that some people are musical and others are not does not hold water.

Overall, a book with some interesting points. The discussion bogs down in places and may be difficult for those with little music knowledge but it is an interesting start in considering how music is made.

The most and least Christian American cities

The Barna group has put together a report that includes the American cities with the most and least residents who identify as Christians. Here are the lists of the most and least Christian cities:

The cities (measured in the Barna research as media markets) with the highest proportion of residents who describe themselves as Christian are typically in the South, including: Shreveport (98%), Birmingham (96%), Charlotte (96%), Nashville (95%), Greenville, SC / Asheville, NC (94%), New Orleans (94%), Indianapolis (93%), Lexington (93%), Roanoke-Lynchburg (93%), Little Rock (92%), and Memphis (92%).

The lowest share of self-identified Christians inhabited the following markets: San Francisco (68%), Portland, Oregon (71%), Portland, Maine (72%), Seattle (73%), Sacramento (73%), New York (73%), San Diego (75%), Los Angeles (75%), Boston (76%), Phoenix (78%), Miami (78%), Las Vegas (78%), and Denver (78%). Even in these cities, however, roughly three out of every four residents align with Christianity.

It appears the report goes on to talk to talk about a few implications: this shows that even in the least Christian cities, around three-quarters of the people identify as Christians and the figures confirm some stereotypes about regions (the Christian South vs. the secular Northeast and West).

However, I had a different sort of question: is life in the more Christian cities qualitatively different than the life in the less Christian cities? Are the Christian cities marked by different actions or programs? Are people in the Christian cities more welcoming and are they more willing and active in helping those who need help? Would a visitor be able to know which cities were the more Christian based on interactions with its people versus other measures like the number of churches or religious advertising? Does the Christian faith of the individual residents translate into a different kind of community or local government?

And if the answers to these questions is “no, it really isn’t that different,” then why not?

ASA 2011 Chicago cancellation makes the Chicago Tribune

ASA members received the email earlier this week: the 2011 ASA meetings scheduled for Chicago are going to be moved to a new location. This was the official explanation in the email (and press release):

The contracts between Chicago union hotels and UNITE HERE expired August 31, 2009. Since that time, there have been 11 bargaining sessions but contract negotiations are stalled. We have waited as long as possible to see if the contract situation would be resolved in deference to the importance of Chicago as a venue to the 2011 program. Without any resolution clearly in sight, the ASA Council voted unanimously to move the meeting from Chicago because ASA cannot guarantee that the facilities and environment necessary for our scholarly deliberations will be available.

The Chicago Tribune had a story on this decision on the front page of its business section Friday. While the ASA email was somewhat coy about the reason why the Chicago was not an acceptable site, the newspaper article has the more complete story:

More than 5,000 people were expected to attend the conference at the Hilton Chicago and Palmer House Hilton.

The association’s decision came one day before a one-day strike Thursday by workers at the Palmer House Hilton — members of Unite Here Local 1 whose contracts expired in August 2009.

While the association said the hotels pledged to be able to accommodate the conference, “our members have been concerned that we meet in hotels where workers are treated properly in terms of wages and other working conditions,” Hillsman said.

It sounds like there are some widespread issues between workers and Hilton.

It is too bad this happened as I was looking forward to having the conference be close to home this year. And now the wait is on to see where the conference will actually be held…

The theology of Stephen Colbert

On his show, Stephen Colbert can be irreverent about faith and God. But in a segment from his December 16 show, Colbert brings up a recurring question: with which American political part would Jesus side? Playing up his conservative act, Colbert suggests Jesus is really a liberal Democrat and that means we need to take the Christ out of Christmas.

But in his closing statement, Colbert makes a more profound point:

Because if this is going to be a Christian nation that doesn’t help the poor, either we’ve got to pretend that Jesus was just as selfish as we are, or we’ve got to acknowledge that he commanded us to love the poor and serve the needy without condition and then just admit that we don’t want to do it.

An interesting set of choices.

Google offers tool to analyze texts going back to the 1500s

Among other projects Google has been working on, they recently opened a new online tool that allows users to search for certain words in texts going back to the 1500s:

With little fanfare, Google has made a mammoth database culled from nearly 5.2 million digitized books available to the public for free downloads and online searches, opening a new landscape of possibilities for research and education in the humanities.

The digital storehouse, which comprises words and short phrases as well as a year-by-year count of how often they appear, represents the first time a data set of this magnitude and searching tools are at the disposal of Ph.D.’s, middle school students and anyone else who likes to spend time in front of a small screen. It consists of the 500 billion words contained in books published between 1500 and 2008 in English, French, Spanish, German, Chinese and Russian…

“The goal is to give an 8-year-old the ability to browse cultural trends throughout history, as recorded in books,” said Erez Lieberman Aiden, a junior fellow at the Society of Fellows at Harvard…

“We wanted to show what becomes possible when you apply very high-turbo data analysis to questions in the humanities,” said Mr. Lieberman Aiden, whose expertise is in applied mathematics and genomics. He called the method “culturomics.”

The article mentions some projects that use this database and sound interesting. And it sounds the dataset can be downloaded and analyzed by users on their own computers.

But thinking about the methodology of this all, I would have some questions.

1. Do we know how well these digitized texts represent the full population of texts? This is a sampling issue – could there be some sort of bias in what kind of texts ended up in this database?

2. Studying word frequency by itself is tricky. Simply counting words and when they appear is one measurement while trying to assess the importance placed in each word is another task. Do the three little “culturnomics” graphs on the left side of the online story really tell us much?

3. It sounds like this would be best for looking at how language (grammar, word choices, structure, etc.) has changed over time.

A continuing trend: more immigrants moving to the suburbs

In a continuation of a recent trend, recently released data from the 2005-2009 American Community Survey shows more immigrants are moving to the suburbs:

The country’s biggest population gains were in suburban areas. But, in a departure from past decades when whites led the rise, now it is because of minorities. More than a third of all 13.3 million new suburbanites were Hispanic, compared with 2.5 million blacks and 2 million Asians. In all, whites accounted for a fifth of suburban growth.

Even in rural America, where the population grew the slowest — just 2 percent since 2000 compared with 7 percent nationwide — foreign-born residents accounted for 37 percent of that growth. Three-quarters of them were not citizens, suggesting that they had arrived only recently in the states.

As the article notes, this recent trend runs counter to the typical American immigrant experience one learns about in history class where immigrants settled first in big cities like New York, Boston, or Chicago and then moved out to the suburbs in subsequent generations.

But this trend also has the potential to literally change the face of suburbia. The stereotypical view of the suburbs is of a wealthy, white community with shady streets, good schools, and big houses. While this has some grounding in reality, there is a darker side to this: many of these communities effectively excluded minorities. Even today, there are a variety of issues on this front in suburbia including affordable housing and exclusionary zoning. With more minorities now moving to the suburbs, where will they live? In the Chicago metropolitan region, there are definitely pockets of Latinos in the suburbs (see page 21 of this PDF report – based on 2000 Census data).

The American suburbs of 2050 will probably look much different than they have in the past. What remains to be seen is whether different racial and ethnic groups live together in suburbs or fall into patterns similar to segregation levels found in many major cities.

h/t The Infrastructurist

An argument for why we should be hearing more about falling home prices

The last several years have seen many stories published and produced about homes and home values. But Dan Froomkin argues that we should be hearing even more about how home values continue to fall:

You might not know it from reading the news, but the nation’s housing prices are in free fall again…

Despite the fact that the nation is officially in a period of economic recovery, the latest data show that home prices are diving. One recent survey pegged the decline at 0.7 percent per month; another found prices down 5.8 percent between August and October.

One analysis found  home values will likely drop more than $1.7 trillion this year, on top of the $1.05 trillion drop in 2009. That would bring the loss in wealth to $9 trillion since the June 2006 market peak, when the housing stock was valued at about $24 trillion…

Dean Baker, co-director of the liberal Center for Economic and Policy Research, tells me the story isn’t getting nearly as much coverage as it should — if nothing else because “as you see a drop in home equity, you also see a drop in consumption.”…

What that means is that another trillion-dollar loss in housing wealth — something that could easily happen by next fall — translates to $50 billion to $70 billion less consumption; sort of an anti-stimulus.

This is obviously not good news. I wonder what Froomkin would say the value is in having Americans hear this story more often and with more emphasis: would people be moved to act in certain ways, like making requests of politicians to do something or trying to get out of homeownership?

A link is made in this story between home values, consumption, and jobs. So if this is a vicious cycle that involves these three factors, where do we begin in trying to reverse the trend? With tax cuts – or extensions of tax cuts? It sounds like the one issue that would help out the others is jobs. If more people had good-paying and stable jobs, they would spend more overall and some of these issues of home values wouldn’t be as much of a concern.

h/t Instapundit