With the rise of single-person households, why would Money magazine report family income for their best places to live?

I was recently looking at Money‘s 2012 list of the 2012 Best Places To Live and noticed something strange: they report family income and not household income. For example, look at the figures for Naperville, Illinois, #53 on the list (how Naperville has fallen so far on this list after being very near the top less than 10 years ago is another topic for another day): the median family income is $123,511.

Why does this matter? The median family income is generally higher than the median household income because the first only counts households with relatives living together while the second can include single-person households (as well as households with roommates and non-relatives.) This is not a small issue: tied for the most common household type in the United States today is the single-person household.

According to 2011 census data, people who live alone–nearly 33 million Americans–make up 28% of all U.S. households, which means they are now tied with childless couples as the most prominent residential type, more common than the nuclear family, the multigenerational family and the roommate or group home. These aren’t just transitional living situations: over a five-year period, people who live alone are more likely to remain in their current state than anyone else except married couples with children.

Perhaps Money‘s readers are primarily in family households but this still skews the data for the best place to live. Perhaps the feature should really be called the “Best Places for Families to Live”?

(Note: there is another issue for Naperville. The population in Money is listed at 152,600 while the Census reports a 2011 estimate of 142,773.)

Selecting a 4 digit pin code is hardly random

There are 10,000 possible pin codes that could be made with four digits (0-9) but what pins we select to use are hardly random:

What he found, he says, was a “staggering lack of imagination” when it comes to selecting passwords. Nearly 11% of the 3.4 million four-digit passwords he analyzed are 1234. The second most popular PIN in is 1111 (6% of passwords), followed by 0000 (2%). (Last year SplashData compiled a list of the most common numerical and word-based passwords and found that the “password” and “123456” topped the list.)

Berry says that a whopping 26.83% of all passwords could be guessed by attempting just 20 combinations of four-digit numbers (see first table). “It’s amazing how predictable people are,” he says…

Many of the commonly used passwords are, of course, dates: birthdays, anniversaries, the year you were born, etc. Indeed, using a year, starting with 19__ helps people remember their code, but it also increases its predictability, Berry says. His analysis shows that every single 19__ combination be found in the top 20% of the dataset…

Somewhat intriguing was #22 on the most common password list: 2580. It seems random, but if you look at a telephone keypad (or ATM keypad) you’ll see those numbers are straight down the middle — yet another sign we’re uncreative and lazy password makers…

The least-used PIN is 8068, Berry found, with just 25 occurrences in the 3.4 million set, which equates to 0.000744%. (See the second table for the least popular passwords.) Why this set of numbers? Berry guesses, “It’s not repeating pattern, it’s not a birthday, it’s not the year Columbus discovered America, it’s not 1776.” At a certain point, these numbers at the bottom of the list are all kind of “the lowest of the low, they’re all noise,” he says.

This is a great example of two things:

1. There are often patterns among supposedly “random” numbers.

2. Humans don’t particularly like to use “random” numbers but instead prefer numbers that are meaningful to them (which corresponds with them being able to remember their codes).

Moving poor families to better neighborhoods doesn’t improve jobs, education but does boost happiness

A new study suggests happiness is one of the primary benefits of poor families moving to better neighborhoods:

When thousands of poor families were given federal housing subsidies in the early 1990s to move out of impoverished neighborhoods, social scientists expected the experience of living in more prosperous communities would pay off in better jobs, higher incomes and more education.

That did not happen. But more than 10 years later, the families’ lives had improved in another way: They reported being much happier than a comparison group of poor families who were not offered subsidies to move, a finding that was published on Thursday in the journal Science.

And using the gold standard of social surveys — the General Social Survey, in which researchers have questioned thousands of Americans of all income levels going back to the 1970s — researchers even quantified how much happier the families were. The improvement was equal to the level of life satisfaction of someone whose annual income was $13,000 more a year, said Jens Ludwig, a professor of public policy at the University of Chicago and the lead author of the study…

“Mental health and subjective well-being are very important,” said William Julius Wilson, a sociology professor at Harvard whose 1987 book “The Truly Disadvantaged” pioneered theory about concentrated poverty. “If you are not feeling well, it’s going to affect everything — your employment, relations with your family.”

This seems to fit with findings from other studies looking at programs like the Gautreaux Program in Chicago or the Moving to Opportunity program that took place in a few big cities. The children of these movers/participants may have better jobs, incomes, and educations down the road but there is not much of an immediate payoff in these areas.

It is too bad Wilson doesn’t go further with his comments. What exactly does better well-being translate into? Improved or more stable family life? Better social relations? Could improved well-being translate into better jobs and higher education down the road?

In 2011, poverty continued to increase in the suburbs

Here is some data about how poverty is growing in a number of American suburbs:

By 2011, 30 million residents in the nation’s 100 largest metro areas lived below the federal poverty line. That represents an increase of 1.7 million people over 2010, or a growth rate of 5.9 percent. As in previous years, that growth skewed toward suburbs. Suburban communities in the nation’s largest metro areas saw the poor population grow by 6.8 percent compared to a 4.7 uptick in cities, and accounted for almost two-thirds of the increase in the metropolitan poor population (63.4 percent). As was the case in 2010, 55 percent of the metropolitan poor lived in suburbs in 2011, which translates to 2.6 million more poor residents in suburbs than in cities.

The slowing of poverty’s upward trajectory signals a promising—if stubbornly slow—response to the recovery that began to take hold in the wake of the Great Recession, though the soft job market that has prevailed since the recession ended and the unevenness of that recovery can be seen in other troubling income trends. Between 2010 and 2011, 25 of the nation’s largest metro areas experienced a significant increase in income inequality (as measured by the Gini index), compared to 11 regions the year before. Increasing inequality affected a diverse array of regions, from metropolitan Atlanta, Chicago, and San Francisco to Kansas City, St. Louis, and Louisville. In each of these regions, inequality grew alongside rising poverty and falling incomes.

I am most interested in one trend mentioned above: the growing poverty numbers in suburbs. Not only did the poverty rate increase more in suburbs than in cities, there now over 2.5 million more poor residents in suburbs than in cities.

Of course, the growing number of poor people in suburbs are probably not evenly distributed across suburbs (or perhaps even metropolitan regions). I would guess that inner-ring suburbs have higher poverty as do working-class suburbs. How much have declining incomes and persistent unemployment hurt wealthy suburbs?

More micro-apartments being built in American cities

New York City isn’t apparently the only place looking into micro housing units; micro-apartments are apparently popping up in other major citiesb.

Micro-unit apartments range from 300-square-foot studios being built in San Francisco, where studios average 510 square feet, to New York’s pilot for a building with studios of 275 to 300 square feet, vs. an average studio size of 517 square feet. In Boston, the units are as small as 354 square feet, vs. an average studio size of 492 square feet, says real estate research firm Reis.

These small spaces, McIlwain says, are particularly well suited for the influx of young professionals moving to high-rent cities like New York and San Francisco. If they’re priced right, the tiny apartments make it more affordable for members of the younger crowd to have their own space, vs. roommates…

Kennedy expects his studios to go for $1,500 to $2,000 a month. That would be somewhat less than the $2,075 a month average rent for a San Francisco studio — an average of 493 square feet, according to SFGate.com, citing data from real estate service RealFacts.

Tiny typically means cheaper — but just to a certain extent, McIlwain notes. Total construction cost for an apartment drops as you make it smaller, he adds, but cost per square foot rises.

It will be interesting to see how many of these units are built. There may be demand but I wonder if these are long-term units, meaning young people may not stay here long (housing more for a particular stage of life) or the economy could improve.

Portland: the city where the young retire/are underemployed

Researchers have found that Portland, Oregon is indeed a place where young workers are often underemployed:

Portland may not be “a city where young people go to retire,” but it’s the place they go to be underemployed, a new study found.

A famous quip by Fred Armisen on the television show “Portlandia” led Portland State University researchers to investigate the reality behind the comment. The quirky IFC network series pokes fun at the Oregon city’s many eccentricities.

The researchers’ review found that Portland is a magnet for the young and college educated from across the country, even though a disproportionate share of them are working part-time or holding jobs that don’t require a degree.

In short, young college grads are moving here, and staying, because they like the city’s amenities and culture, not because they’re chasing jobs. Their participation in the labor force tracks with other cities, but they make 84 cents on the dollar when compared to the average of the 50 largest metropolitan areas, the research found.

Not exactly a shining place for the “creative class.” I don’t remember Richard Florida talking much about the employment or economic struggles of the creative class; rather, such cities are often depicted as tech hubs with lots of exciting companies and opportunities. A city may be a cultural magnet but it also has to have enough jobs so that people can stay.

What is most interesting to me about this is that it appears the migration of young adults to Portland has continued in the last few decades even when there are not enough full-time jobs. Is there a threshold point when people will stop going to Portland? At what point do economic realities trump the cultural vibrancy of Portland?

Whatever happened to Occupy Naperville?

After seeing a few stories about the renewed Occupy Wall Street effort yesterday in a number of global cities, I wondered: what happened to Occupy Naperville? A few updates:

1. From the Occupy Naperville website (occupynaperville.org): they will be meeting again this Saturday, September 22.

Occupy Naperville Every Saturday Until We End the Corporate Dominance of our Government and Achieve Economic, Social, Democratic, and Environmental Justice for All

  • We are a grassroots movement, non-partisan and non-violent  and enlightened, intent upon establishing genuine democracy and just systems with sharing and fairness toward all.
  • Overcoming domination by elites and involving representatives of all stakeholders can lead society to creative solutions in both public and private spheres that serve the common good.

2. The media has been quiet regarding the group. The last story I could find in the local media was from April 17, 2012 when both Occupy Naperville and a local Tea Party group went to Benedictine University:

Benedictine University in Lisle held Youth Government Day on Tuesday. Through the event, Benedictine hosted several hundred high school students and representatives of two political movements…

This year, the CCL invited representatives of two highly visible political movements — Occupy Naperville and the Illinois Tea Party — to campus to demonstrate to high school students what their rallies look like. The students — with public safety officials, CCL leaders and their teachers present — were able to choose which of the mock rallies they wanted to attend. The event was designed as a learning exercise for the students, not to elicit any tension or conflict between the two groups.

After the rallies, leaders from both movements took part in a panel discussion with the students. Each side discussed what motivates them, how they organize, what resources they have and how they use social media to communicate with their members.

I wonder if any local students were convinced either way.

3. I’d love to see an academic study about Occupy Wall Street in the suburbs. All of the news stories I have seen have focused on the big cities and the larger gatherings of protesters. What happens to a social movement group in a more decentralized landscape? Naperville may be a suburban corporate center but these big businesses are not downtown. The protesters could still take on Starbucks, Apple, and other chain restaurants and retail stores but that is not quite the same in going to headquarters of major banks in a big city.

How Americans use “tax talk” to assert their own status

In a timely follow-up to an earlier post, a sociologist further explains a study about “tax talk” in America:

Our findings highlight how people can use tax talk as a way of asserting what sociologist Herbert Blumer called “a sense of group position.” That is, tax talk can be a symbolic way for people to proclaim their righteousness in contrast to those they believe are less deserving. Thus, our interviews were filled with abstract descriptions of people our respondents felt unjustly benefited from federal tax policies…

The importance of our findings is in how people brought these economic issues to life in everyday discourse. In ordinary talk these matters are not really about balancing budgets and encouraging growth. They are about a moral sense of right and wrong. They are about asserting one’s belief about who should and should not be rewarded by the policies of the federal government, and it’s worth noting here that even though we attempted to engage people in talk about all forms of taxation, people generally only wanted to talk about federal income tax.

Ultimately, our respondents’ discursive use of the income tax – as a symbol of a morally illegitimate, exploitive relationship between hard-working middle-class people, and the rich and poor who exploit them – helps to illuminate why tax talk occupies such a central place in American political discourse. Among other things, it helps to illuminate what American conservatives talk about when they talk about taxes.

Fiscal debates are about more than money; they are also about the meanings people attribute to how that money is collected in the first place. The Tea Party is a vivid example. Although the rhetoric of the Tea Party concerns taxes, this is not the main policy concern of the movement. Instead, Tea Party activists use anti-tax rhetoric to position themselves symbolically as a righteous group burdened by policies they believe only benefit the rich and the poor.

This sounds like boundary making, to put it into terms used in the sociology of culture. One way groups can differentiate between themselves is to draw strong symbolic and moral boundaries. In this case, paying taxes is seen as this moral boundary. Hard-working Americans pay their “fair share” while those above and below them find ways to shirk their civic duty. This is a clear value judgment that is then used to back or undergird political action.

Given the current political situation, we need a follow-up study that then looks at how taxes are talked about in social groups beyond this limited sample. As I noted in the earlier post, this ethnographic study had a targeted sample: “24 semi-structured, open-ended interviews with white Southerners who owned or managed small businesses—a demographic group that is typically anti-taxation.” How do other Americans wield taxes as a symbolic and moral boundary in their own actions and politics? President Obama has clearly used another moral boundary, suggesting those with more income and wealth should be paying more in taxes. This is a different kind of “fair share” but it might also give these higher-income Americans their own moral boost.

Genius and creativity = “a probabilistic function of quantity”

I was recently reading a Malcolm Gladwell article about the invention of the computer mouse and came across this statistical definition of genius and creativity:

The psychologist Dean Simonton argues that this fecundity is often at the heart of what distinguishes the truly gifted. The difference between Bach and his forgotten peers isn’t necessarily that he had a better ratio of hits to misses. The difference is that the mediocre might have a dozen ideas, while Bach, in his lifetime, created more than a thousand full-fledged musical compositions. A genius is a genius, Simonton maintains, because he can put together such a staggering number of insights, ideas, theories, random observations, and unexpected connections that he almost inevitably ends up with something great. “Quality,” Simonton writes, is “a probabilistic function of quantity.”

Simonton’s point is that there is nothing neat and efficient about creativity. “The more successes there are,” he says, “the more failures there are as well”—meaning that the person who had far more ideas than the rest of us will have far more bad ideas than the rest of us, too.

To put this in graph terms: as time increases, a creative person has an increasing number of ideas, a line with positive slope. Underneath this overall line of ideas is another positive line tracking the unsuccessful ideas and below that, increasing steadily but perhaps at a slower rate, is the line of successful ideas. In other words, the more overall ideas someone has, the more failures but also the more quality ideas.

The rest of the article is about creating the right structural environment to take advantage of ideas. Most groups and organizations won’t recognize all the best ideas but innovative organizations find ways to encourage and push the good ideas to the top. Indeed, the clincher at the end of the article is that Steve Jobs, supposedly one of the best innovators America has had in recent decades, missed some opportunities as well.

A world where “the city talks back”

Taking part in a conference in Germany about megacities, sociologist Saskia Sassen makes an interesting comment linking technology and cities:

The effects of the digital revolution shape the urban space and the access of city dwellers to their environs. The focus here is on technologies that allow us, within and with the city, to communicate with buildings and objects. “The city talks back,” says the renowned sociologist Saskia Sassen, one of the most distinguished authors who has published on the sociology of urban development and shaped the term ‘global city’. Felix Petersen, who has recently triggered a trend with his opinion platform Amen, will get together with other innovators to discuss his visions of location-based services. A brief run-down of new technologies will be presented in the “Elevator Pitches” session. Raul Krauthausen provides a new kind of access to cities by way of his Wheelmap application.

I’m intrigued by the idea “the city talks back.” This could simply refer to material objects; city residents and visitors will be able to quickly see more about buildings and objects. For example, Google is working on developing maps of building interiors. Or perhaps all buildings will be equipped with Siri-like voices that can respond to basic questions. However, I wonder how much of this is really about creating another avenue for interacting with other humans in the city. Buildings don’t “talk” – even the artificial intelligence of today has to be programmed.

More broadly, this reminds me of Simmel’s early 1900s ideas about “the stranger” in the city and the general lack of intimate relationships. Through apps and new technologies, we may have more people to “talk to” or “interact with” but are these deep urban relationships or even helpful ones? Or is this just more clutter, another category of urban stimulation that leads to a more “blase” attitude (following up with Simmel)? I suspect Sassen is right that new technology will change how we see cities and the objects and people within them but I also suspect it will have a mix of positive and negative consequences.

Let’s just hope the city talks backs in forms other than advertisements…