More on “Obama wants to reengineer your neighborhood”

Commenting on HUD’s plans to introduce more poorer residents into wealthier communities, a conservative argues this is an assault on the ability to sort by social class:

This is not about blocking housing discrimination, which has been illegal since 1968. It is unlawful for someone to deny you a loan or prevent you from buying a home because of your race, creed or color. Socioeconomic status is — and ought to be — another matter. If you want to buy a nice house in the suburbs, you have to be able to afford it. Apparently, Obama thinks that’s unfair discrimination by the “holders of capital.”

Putting decisions about how local communities are run in the hands of federal bureaucrats is an assault on freedom. Local autonomy is essential to liberty. As Milton Friedman put it in “Capitalism and Freedom,” “If I don’t like what my local community does, be it in sewage disposal, zoning or schools, I can move to another local community. .?.?. If I don’t like what my state does, I can move to another. If I do not like what Washington imposes, I have few alternatives in this world of jealous nations.” Washington has no business imposing decisions about zoning and housing policies on thousands of local communities…

Having Washington micromanage the housing and zoning policies of thousands of local communities is not going to change this. The answer is not to force local governments to build affordable housing in affluent communities. The answer is to restore upward mobility in the United States so that more people can afford housing in affluent communities.

Free markets can solve residential segregation, right? Except this simply hasn’t worked over time in the United States. The end of the argument in this article suggests the Obama administration has not been good for poorer Americans. This may be the case but there aren’t many (or any?) magic free trade eras in American history where people of different races and backgrounds could move wherever they wanted even when in the same social class. For example, research in recent years continues to suggests that blacks and Latinos who have the same or similar socioeconomic status as whites tend to live in poorer neighborhoods. Urban renewal – when the government forces residents out of poorer neighborhoods for newer development projects usually benefiting wealthier people – may not work but neither would a completely unfettered market.

Additionally, race and ethnicity are intimately tied to social class in the United States. To suggest that we can easily not discriminate by race but social class is something different ignores the realities of how these key life factors have worked together for hundreds of years.

Cities ineffectively selling water conservation with sex, emotions, and shame

Several American cities are making different marketing pitches for residents to save water:

The bus ads, billboards, and throatily narrated videos have been entertaining and educating S.F. residents since last year, but they recently picked up steam in the media. And last week, the S.F. Public Utilities Commission announced they’re throwing another $300,000 into extending the campaign, for more signs about full frontal washing machines and advice to nozzle your hose

If Exhibit A is San Francisco’s conservation porn, then Exhibit B is Los Angeles’ heart-string-tugging “Save the Drop” campaign. Launched by the Mayor’s office in April, it features an adorable, sad-eyed cartoon water-drop. “Water isn’t angry about your 20-minute shower. Just disappointed,” reads one poster. The drop, also featured in a series of videos narrated by Steve Carrell, takes the opposite approach from San Francisco’s cheeky sex-positive ads: It’s all about the emotional appeal. Enter the violins…

Denver, Colorado, has taken a decidedly different tack with their conservation campaigning. Perhaps taking a hint from the schadenfreude-fueled hashtaggery known as #droughtshaming, Denver officials simply want to make you feel bad. The 2014 “Use What You Need” campaign reminds citizens not to be “that guy”—you know, the Pomeranian-owning dude who waters his lawn outside the assigned hours, or that couple who lets their sprinklers run in the rain.

And the article then goes to an expert psychologist in this field who knows whether such strategies actually get people to change their behavior:

“Mass media campaigns, by and large, are ineffective at changing behavior,” he says. “The research is really consistent in showing that what you’ll get is raised awareness—and that’s about it.

Much more effective are more active strategies that encourage people to make changes to their living situations, like rebates for replacing grass lawns or old, wasteful fixtures. “That’s where you’re going to see long-term, lasting change,” says Schultz, “rather than a short-term, immediate response you get from a billboard.”

Perhaps the cities and states running such campaigns don’t know that their marketing ploys won’t really work. But, I assume they do know this – and maybe it doesn’t matter whether it works or not. At the least, the marketing allows them to say they tried to make people aware. If the public didn’t respond appropriately, then it isn’t necessarily the government’s faulty. Plus, this kind of marketing can be rolled out fairly quickly while more effective strategies for changing behaviors may take much longer. Many elected officials have a short-term view (elections are always coming up soon) though dealing with conservation isn’t just about the immediate drought but rather also avoiding droughts in the future.

TV show uses McMansions to show off differing personalities

The TV show The Last Man on Earth features McMansions intended to quickly display the personalities of different characters:

“We wanted to play off the fact that we’re all worried about ‘bigger is better.’ With these McMansions, it’s kind of like, ‘Look what we’ve become,’ ” Hill says.

As with any good comedy, though, the main function of the McMansions is to reflect the personalities of the characters who live in them. The motley crew of pandemic survivors who unite in Tucson have little else in common, and the homes they adopt embody this.

“For Phil, we wanted something a little more masculine to kind of embrace the earth tones of the Tucson area,” Hill says. “Phil’s environment, obviously after the first few months he’s there, goes from this pristine environment with the artifacts he brings from all over the country to this completely slovenly layer upon layer of bottles and cans.”

Forte finds his foil in Kristen Schaal’s character, Carol, whose spotless home looks like a living Pinterest board. “For Carol, we wanted it to be a little bit more formal, a little bit colder,” Hill says. “She brings her own layer of craftiness.”

This works on two levels. First, television – particularly comedies – have limited time to develop characters. Thus, they have to use some shorthand to quickly convey character traits to viewers. Big differences in houses could imply quite a bit. Second, Americans generally have believed that their homes reflect them. Poorly maintained lawn and messy house? Garish decorations? Immaculate style? Lots of rooms but not as much furniture? Americans also think homeowners are more invested in their properties and communities than renters. Additionally, homes help denote status in their size, upkeep, and furnishings. Overall, McMansion owners are likely viewed poorly because their homes are designed poorly, try too hard to impress, and may be viewed as wasteful while homeownership gives them back some points. But, if you are truly the last people on earth in Tucson, Arizona, perhaps you have to differentiate yourself in some way…

See this earlier post about the use of McMansions on The Last Man on Earth.

Realtors argue their guild needs more professionalization

Real estate is an important part of the American economy but a recent report from the National Association of Realtors suggests realtors need more training:

In an unusual move for a major American trade association, the million-member National Association of Realtors has commissioned and released a frank and sometimes searing assessment of top challenges facing its industry for the next several years. The critiques hit everything from the professionalism and training of agents to the commissions charged consumers, and even the association’s ?leadership.

-“The real estate industry is saddled with a large number of part-time, untrained, unethical and/or incompetent agents. This knowledge gap threatens the credibility of the industry.” Ouch!

-Low entry requirements for agents are a key problem. While other professionals often must undergo extensive education and training for thousands of hours or multiple years, realty agents need only complete 70 hours on average to qualify for licenses to sell homes, with the lowest state requirement for licensing at just 13 hours. Cosmetologists, by contrast, average 372 hours of training, according to the report.

-Professional, hard-working agents across the country “increasingly understand that the ‘not-so-good’ agents are bringing the entire industry down.” Yet there “are no meaningful educational initiatives on the table to raise the national bar …”

 

This is a good example of maintaining professional standards, a key activity of many business associations. (For an award-winning sociological read on trade associations and a book for which I did a small amount of research work, see Solidarity in Strategy: Making Business Meaningful in American Trade Associations.) Keeping track of the actions of thousands of members is a difficult task. The NAR has the ability to bestow the name REALTOR®. Upping the standards with harder tests and stricter requirements has been done by lots of groups in order to improve their status.

But, this might also have some negative consequences:

1. Might it encourage more people to bypass realtors all together? This is easier than ever with the Internet.

2. If I remember correctly, the average age of realtors has increased in recent years. Might this simply increase that?

3. Might this issue be solved in other ways like if realtors worked within agencies that stressed standards or through mentoring programs that offer benefits for both parties?

4. Do realtors want more regulatory oversight like other groups – such as cosmetologists? This may help up their status but could lead to more hoops to jump through.

The “Black Tax”: higher property taxes for black homeowners in order to eventually seize homes

A new study looks at a practice common in Chicago and other cities where raised property taxes for black residents helped others take their homes:

Kahrl’s case study, which was released this month by the Journal of Urban History, traces the practice of tax-lien speculation to a 1951 reform in Illinois state law called the Revenue Act. During the same years when “redlining” emerged as a severely racially discriminatory mortgage practice, assessors in cities such as Chicago systemically over-valued homes in black neighborhoods for property-tax purposes…

Tax-lien speculation proved to be one hell of a business. Over the course of six months in 1973, for example, Gray acquired the deeds to 93 homes in Chicago’s Woodlawn neighborhood for a total of $70,000. Each parcel was worth as much as $20,000 at the time—and potentially much, much more to speculators once all the neighborhood’s black residents had been evicted…

Not every tax-lien sale resulted in a transfer of deed, but they always resulted in a transfer of wealth. Many homeowners managed to pay off their liens at high interest rates—often 18 percent, the legal ceiling—along with a host of fees. Making real money depended on finding the poorest and most vulnerable owners in the poorest but most over-assessed neighborhoods. This practice was perfectly legal. The “Black Tax” was law…

The remarkably resilient predatory-tax-lien business continues to thrive, despite efforts at reform. The industry is enormous. Late in 2014, the Abell Foundation published a report on the state of the practice in Baltimore City. In 2013, the city sold tax liens for more than 2,000 owner-occupied homes. Almost one-tenth of these liens were attached to water bills. In 2014, of some 6,690 tax liens sold, 2,236 were for owner-occupied homes.

Given the interest, fees, and court costs, a homeowner’s $500 delinquent tax or water bill can mushroom to $3,000 over a two-year window—the time an owner has to pay down the lien. According to the report, there were 2,805 pending tax-lien foreclosure cases in Baltimore City in 2014. Noting the difficulty in tracking these tax-foreclosure evictions, the Abell Foundation report’s authors warn that in Baltimore, the “tax sale can lead to evictions, homelessness, and property vacancies and abandonment in a city already plagued by all three.”

More inequality via race and property in the United States. As if residential segregation wasn’t enough – ongoing lending practices and tax policies continue to make it difficult for blacks and other poor residents to build wealth over time.

Considering water rates and systems in the suburbs

American water is pretty cheap but rates can vary quite a bit across suburbs:

Among the primary determinants of cost is the source of the flow. Water drawn from the ground generally costs less — in Warrenville, for example, residents pay just $16.88 per 8,000 gallons for the well water on their utility bills — while those who receive Lake Michigan water, brought in via pipeline and sold by the DuPage Water Commission, are billed at higher rates. Usage of 8,000 gallons in Naperville brings a customer bill of $58.69, according to a rate analysis done by the city. That’s substantially less than the $75.96 average fee paid by all of the communities on the commission’s lake water line…

Elgin residents pay about 25 percent less for their fresh water than people billed in Aurora, where the fee for wastewater treatment is significantly higher as well…

The city plugs its latest numbers into that model to determine water rate increases. The philosophy essentially matches the rates customers pay with the cost of providing the service, said Dave Schumacher, superintendent of Aurora’s water production — not unlike the way other major cities in the region calculate their rates…

The needs of each water system also play a role in setting its rates. Aurora’s 100-year-old pipes are taken into account when the city is projecting its upcoming costs…

A fixed fee also is included on most residential bills. In Aurora, the availability fee comes to $11.65 every other month. Elgin collects $8.54 monthly, and Naperville adds a $5.05 customer charge every month.

So there are a number of variables at work. However:

1. How many of these suburban balance their budgets each year?

2. This reminds me of the mid to late-1800s where many suburbs near major cities wanted to be annexed because infrastructure costs for emerging technologies – like sewers, electricity, natural gas – were prohibitive. Yet, once these prices dropped so did annexations because communities could do it themselves.

3. Does each community need its own system or might it be cheaper to combine some? Why not have a combined Naperville-Aurora water system? This would go against the idea of local control in the suburbs but does it really matter for water and electricity if having more customers in a single system could make things cheaper.

4. I’ve seen several commentators suggest water infrastructure in many municipalities isn’t in that great of shape, particularly in older communities. Will there be a point where significant money will need to be put out at one point to improve such systems? If so, will it be paid for by bonds or other means?

Megyn Kelley suggests HUD wants to diversify McMansion neighborhoods

In commentary over new HUD plans to switch to subsidies by zip code rather than by what renters can pay,

KELLY: This is being described as something that President Obama has had in the works for years, but has only now found the guts to actually put out there as a Housing and Urban Development proposed final rule because his term is almost done and this is the time to do it. The last thing on the list? Change the neighborhoods.

(….)

KELLY: They don’t want, quote, “unequal neighborhoods.” Unequal neighborhoods. It – they think too many cities are too white, too privileged with too big McMansions, too big McMansions and they – they want to diverse the communities whether the communities want it or not…

If I had to guess, McMansions owners are probably disproportionately white. Perhaps these are the same people who are “proud Americans“!

Then Kelly provides the typical hard-work narrative to explain her own ability to live in a nice neighborhood:

KELLY: I mean, I didn’t grow up in a fancy neighborhood. I wanted to be in one, but we couldn’t afford it and you know, then getting to an adult, I made more money and now I live in a nice neighborhood. It’s alright. It’s a nice home. The neighborhood – anyway. The point is, that’s the way it was usually done. It’s not like, you must diversify because Uncle Sam feels it’s too white or it’s too rich.

Yet, leaving it simply to hard work and market forces leaves us where we are today and where we have been for decades: ongoing residential segregation. Vouchers by zip code rather than by price point could help poorer families access the places that have the good schools and other features that can help them get ahead.

I imagine this will draw more pushback as one of the themes running through whiter and wealthier communities is exclusivity.

Midwest has the world’s straighest roads

One man set out to find the world’s straightest roads and he found them in the Midwest of the United States:

McCann writes:

“Using OpenStreetMap (OSM) data, I was able to see how bendy or straight the roads are all over the world. One theory I had was that Europe, where current roads are based on older roads that predate cars, would have more bends and curves than the USA, where current roads were (in many places) only put in in the last 150 ? 100 years, and probably put in directly and dead straight.

“The Mid-west USA and Canadian prairies have the most straight roads. Nearly all of the roads there are straight. This broadly matches my theory.”

For anyone questioning McCann’s methods, rest assured he used an actual “bendyness ratio” defined as the “length of the road divided by the straight line difference between [its] end points.” He didn’t think to abbreviate this ratio with a mathematical symbol, but I would suggest ||/?.

The project, which McCann launched some time ago but is now featured at Maps Mania, has its shortcomings. One is potentially incomplete road data in OpenStreetMap, another a technical issue with split “ways” that McCann delves into on his site. Still, it appears to paint an accurate picture of the Midwest, land of unbending, endless-feeling roads (red-orange areas mark hotbeds of straightness):

A lot of this is due to the fact that it is possible to have straight roads on flat land. Yet, these straight roads may be helpful in other ways. Back in graduate school, I wrote a paper about cognition in cities and some have argued that having a grid system – often aided by having flat land (see San Francisco for an interesting application of a grid on numerous hills) – is helpful for navigation (it is easy to tell directions) and better for traffic (multiple options in a grid rather than having some roads that are used more heavily). Think the Manhattan grid. Having this grid may even allow city dwellers to use the landscape as extended cognition where they don’t have to cram so much into their brains because they can offload information onto the grid. In contrast, I was recently in the western Philadelphia suburbs where the roads tend to follow the topography. It took me a number of visits before I knew which roads went where as they tend to twist and turn in ways that make sense. Of course, the Midwest roads may not be as scenic as those dipping and turning around hills, forests, water features and other natural phenomena. Some of the early wealthy suburbs like Riverside, Illinois intentionally had such curved roads on the flat landscape in order to highlight the landscape. Such curved roads in neighborhoods can also slow down drivers who have to be a bit more wary.

Getting used to living next to Chicago’s L

WBEZ summarizes how several Chicago residents who live right next to the L tracks have adapted:

Maybe most surprising of all, everyone we spoke to says they’ve adapted to the noise and the shaking the train brings. And there’s a kicker. One expert tells us residents (neighbors to the tracks or not) should expect the CTA train lines to eventually get quieter, as the agency updates to newer train models and lines are revamped with noise mitigation in mind.

I’m not surprised. It is something you notice immediately if you are not used to it but it eventually fades away. I spent 10+ years growing up in a house within 500 feet of a major railroad line. There were 70+ trains, freight and passenger, per day and the noise and vibrations were quite noticeable. Yet, outside of having to turn the TV and radio up or down depending on whether a train was nearby, it just became part of normal life.

Perhaps the more interesting question here is whether these properties have reduced values. If so, and given the ability of many nearby residents to adjust, perhaps these properties are hidden gems?

Teardown McMansion owner asks why people hate their home

A teardown McMansion owner in McLean, Virginia wants to understand why people don’t like the home:

I don’t understand why people get so upset on this board. When we bought a new build a few years ago, we were very excited and actually liked the brick over the hardieplank.

We live in a teardown area in McLean with many original homes. We always keep our lawn nice and upkeep our landscaping.

Why do you dislike my house and maybe me or family?

[edited for original errors]

The responses come pretty quickly and include a number of arguments:

1. Building any newer home within a “historic” neighborhood (even if just from the post-World War II era) would be a problem for disrupting the existing character.

2. Specific design elements of teardowns are problematic, particularly certain kinds of siding.

3. Maintaining the lawn and exterior of the house might be necessary in many suburban neighborhoods bu it probably isn’t going to make up for the design of the house itself.

Despite the objections – which sound fairly permanent and independent of the people actually living in the home – the pace of teardowns has actually increased.