Claim that Bank of America takes better care of foreclosed properties in white neighborhoods than in minority neighborhoods

A new report from the National Fair Housing Alliance argues Bank of America has taken better care of foreclosed properties in white neighborhoods:

A year ago, the alliance and several of its member organizations filed a complaint against the bank with the Department of Housing and Urban Development, arguing that the bank had violated the federal Fair Housing Act by neglecting foreclosed properties in minority communities in Denver, Atlanta, Miami, Dayton and Washington, D.C. Today, the groups amended their complaint with a stack of evidence – in maps, data, and photos – showing that the problem has persisted in each of those cities, while documenting it anew in Memphis, Denver, Las Vegas, Tucson and Philadelphia.

In total, housing advocates have now identified the problem in 18 metropolitan areas, across 621 Bank of America properties…

The sample size in each city varied, from about a dozen properties to more than 44 of them in Denver. But across all of the cities, homes in minority communities were two times more likely than those in predominantly white areas to have more than 10 maintenance or marketing problems. In Denver, homes in minority neighborhoods were 9.3 times more likely to have a broken door or lock. In Las Vegas, they were 4.5 times more likely to have damaged windows. In Philadelphia, they’re twice as likely to have accumulated substantial amounts of trash, relative to homes in white neighborhoods in the same market.

The pattern suggests yet another way that subtle housing discrimination may further handicap the ability of minority communities to recover from the housing crisis (or, put another way, this suggests why the effects of the recession will linger in minority communities for much longer). Federal fair housing law prohibits actions (or attempts at action) that “perpetuate, or tend to perpetuate, segregated housing patterns,” or that obstruct the choices in a community or neighborhood. It’s not hard to envision how these neglected homes could wind up doing just that.

Bank of America responded that the methodology of the study was flawed and that some of the homes in more disrepair were the responsibility of other entities.

More broadly, this suggests a potential new line of research questions about how banks and financial institutions respond after an economic crisis and whether this is stratified by race and class. How have banks made decisions regarding which foreclosed properties to improve or leave to others? Have they primarily worked with more valuable pieces of property, ones that might be found more often in middle to upper class neighborhoods? Is there also more political pressure (from local homeowners to municipalities) to address these more expensive homes or places with higher property values? It also seems like the analysis here would benefit by looking at the actions of multiple mortgage holders to see if there is a pattern across institutions.

Why do 15% of Americans “shun” the Internet?

Pew finds that 15% of Americans don’t use the Internet.

The report by the Pew Research Center found a whopping 92 percent of these “offline adults” with no interest in using the Internet or email in the near future…

The survey found 34 percent of the offline Americans said the Internet is not relevant to them, that they are not interested, do not want to use it, or have no need for it.

Another 32 percent in this group said they believe using the Internet is difficult or frustrating to use, or cite issues such as spam, spyware, and hackers.

Pew found 19 percent of non-Internet users cited the expense of owning a computer or online connections, and just seven percent said the Internet was not available to them…

Age was a major factor in Internet usage: 44 percent of those 65 and older said they do not use the Internet, compared with 17 percent of the next-youngest age group, 50 to 64.

In the 18-29 age group, 87 percent use the Internet and just 13 percent do not, Pew found.

Those with lower incomes or less education, and Hispanics were also less likely to go online.

Some 41 percent who failed to finish high school were not using the Internet, as were 24 percent of Hispanics and 24 percent of those in households earning less than $30,000 per year, according to the researchers.

The next question to ask is what do these 15% lose by not using the Internet. Knowledge? Reading enlightening comment sections? Shopping deals? Getting a job or taking a MOOC? The ability to participate in a modern democracy? This data suggests they don’t think the benefits outweigh the hassles (learning curve, cost, etc.).

I’ve suggested the idea before of Internet access becoming a basic human right. But what if not everyone wants such a right? Or, a different twist on this is a world where everyone has to be connected to the Internet. In other words, it is not really a right but more of a necessity to survive. Or, being fully human means participating in the Internet. I suspect some would find these required options much more sinister.

Are Google and other tech companies actually advertising companies?

A sociologist suggests tech companies are not really about technology but rather are about advertising:

Why do we call businesses like Google, Facebook and Twitter “tech” companies when most of what they do—and the source of most of their revenue—is advertising, sociologist Darwin Bondgraham asks in The Washington Spectator.

“With Google, and many other firms among the new breed of ‘tech’ companies, the computer has become more than a mere brochure,” writes Bondgraham. “The computer is an incredibly sophisticated and persuasive salesman. Brochures are inert documents a shopper flips through. The computer as salesman is an agent, watching us closely, collecting data about our wants, and subtly implanting desires in our consumer minds.”

“Google is the best case in point,” the sociologist continues. “Google has never been a ‘tech’ company, whatever tech is supposed to mean anyway. Google is an advertising company, and it makes most of its revenues from selling advertisements. Many of the fastest growing so-called tech companies are just like Google. The core of what they do, and how they make money, isn’t about the math and science of building things. Rather, these tech companies acquire, process, and sell information for the singular purpose of steering potential consumers toward a purchase.”

Google’s financial filings make this clear. As the company’s executives state in Part 1, Item 1 of their latest annual report to shareholders: “We generate revenue primarily by delivering relevant, cost-effective online advertising.”

Interesting argument. These companies did involve technological advancement – in Google’s case, a new algorithm for searching – but perhaps this technology is most effective for selling targeted advertisements. Instead of having to apply a scattershot approach through mass media outlets, advertisers can now easily find their target demographic. At the same time, there is still a long ways to go to truly make big money off this kind of advertising, especially for Facebook and Twitter. What is the best way to provide a good experience with users while enticing users to see and click on advertisements?

“The Strength of Weak Ties” means Twitter relationships are more helpful than those on Facebook

Clive Thompson applies sociologist Mark Granovetter’s famous findings regarding weak ties to a comparison of relationships on Twitter and Facebook:

In 1973, sociologist Mark Granovetter gave a name to this powerful process: “The Strength of Weak Ties.” Granovetter had spent time researching the ways in which people found new jobs. After surveying hundreds of job finders, he discovered there were three main strategies: responding to job advertisements; direct application and coldcalling; or harnessing personal contacts…

But the second finding was even more intriguing: When people got these word-of-mouth jobs, they most often came via a weak tie. Almost 28 percent of the people heard of their job from someone they saw once a year or less. Another 55.6 percent heard of their job from someone they saw “more than once a year but less than twice a week.” Only a minority were told of the job by a “strong tie,” someone whom they saw at least twice a week. To put it another way, you’re far less likely to hear about a great job opening from a close friend. You’re much more likely to learn about it from a distant colleague…

For example, Facebook’s news feed analyzes which contacts you most pay attention to and highlights their updates in your “top stories” feed, so you’re liable to hear more and more often from the same small set of people. (Worse, as I’ve discovered, it seems to drop from view the people whom you almost never check in on — which means your weakest ties gradually vanish from sight.) As Pariser suggests, we can fight homophily with self-awareness—noticing our own built-in biases, cultivating contacts that broaden our world, and using tools that are less abstruse and covert than Facebook’s hidden algorithms.

If you escape homophily, there’s another danger to ambient awareness: It can become simply too interesting and engaging. A feed full of people broadcasting clever thoughts and intriguing things to read is, like those seventeenth-century coffee shops, a scene so alluring it’s impossible to tear yourself away. Like many others, I’ve blown hours doing nothing of value (to my bank account, anyway) while careening from one serendipitous encounter to another.

Put differently, Facebook can tend to reinforce existing relationships while making it more difficult to see what is happening with your weaker acquaintances. Other platforms, like Twitter, update their feeds differently and may allow users to see what is happening with their weak ties.

Of course, this all assumes that such online relationships are often instrumental, meant to help users acquire resources of one kind or another through a network.

Analysis suggests fake Twitter followers common among Washington political leaders

A new analysis of political leaders in Washington D.C. suggests many of them have a lot of fake or inactive Twitter followers:

Of the president’s 36.9 million Twitter followers, an astonishing 53 per cent – or 19.5 million – are fake accounts, according to a search engine at the Internet research vendor StatusPeople.com. Just 20 per cent of Obama’s Twitter buddies are real people who are active users.

Overall, the five most influential accounts linked to the Obama administration – the first lady has two – account for 23.4 million fake followers.

Biden’s nonexistent fans make up 46 per cent of his Twitter total, with 20 per cent being ‘real’ followers. The White House’s followers are 37 per cent fake and 25 per cent active; the first lady’s primary account is 36 per cent fake and 29 per cent active…

The difference between fake followers and ‘real’ ones is comprised of ‘inactive’ accounts, which may relate to real people but no longer send tweets with any regularity.

If this analysis can be trusted, this appears to be a bipartisan problem. But, it would be helpful to hear more about how inactive or fake users are determined: shouldn’t we expect that there are some people on social media platforms like Twitter and Facebook who have set up profiles but then don’t use them regularly? At least there is one infographic that helps provide more detail regarding this phenomena. Plus, you can use this app to analyze your own account.

And, once we have such numbers, we should then think through what it means: is it dishonest for politicians to have a lot of fake or inactive Twitter followers? Should the standards for having fully active followers be different for politicians as opposed to other public figures? Does having more followers really translate into a more positive public image or more votes?

UPDATE: This is not a problem just relegated to well-known figures. See this story from this morning on fines levied against companies that posted fake reviews:

The New York Attorney General has slapped 19 companies with a $350,000 fine after his office unearthed fake review writing for Google Local, Yelp, and others in a yogurt shop sting.

Eric Schneiderman revealed that a raft of search engine optimisation (SEO) companies created dummy accounts and paid writers from the Bangladesh and the Philippines $1 to $10 per review after his office set up a fake yoghurt shop in Brooklyn, New York and sought help to combat negative comments.

“Consumers rely on reviews from their peers to make daily purchasing decisions on anything from food and clothing to recreation and sightseeing,” said Schneiderman in a statement.

“This investigation into large-scale, intentional deceit across the Internet tells us that we should approach online reviews with caution.”

Plus, this is an online concern at sites like Amazon where reviews provide important information for potential buyers.

Seeing the world from behind the Genius Bar

Here is a fascinating look at the world as viewed from behind the Apple Store’s Genius Bar:

When Apple employees are asked what they love most about their job (and they are asked often) most invariably answer “the people.” They mean their co-workers, not the customers.

Because the daily expectations for customer service go beyond anywhere else in retail, only those with managerial ambitions will invoke their commitment to helping people. Some thrive on that. Others get diagnosed with PTSD. Consider that the flagship store on Fifth Avenue in New York City is open 24 hours and has more annual foot traffic than Yankee Stadium, yet only one door. Every day, in every Apple Store, people flood to customer service, when what many truly need is therapy…

This is the dilemma of working for a technology company that is also perceived as a luxury brand: We attract clients who understand that we provide the latest and shiniest things that they must have, while at the same time they have no idea whatsoever how to use them. I wanted to ask Debris, “Did you ever learn about electricity and water?” but instead just recite the question over and over in my head…

I look up at the dozens of people cradling their aluminum babies. Tapping their feet, chewing their nails, licking their lips, they’re worried bad about something that matters to them. I wish Barbara the best of luck, really meaning it, and excuse myself. I unholster my iPod and call out the next customer’s name.

Is this what the modern world looks like or is this highly idiosyncratic and applicable only to Apple stores? The author oozes a sort of Marxist alienation with hints that the work is hard and dealing with people all day long is difficult (and then contrast this with stories about Apple workers in China). Would this job be considered a “good job” today or are the employees hoping for a better opportunity?

It also strikes me that we have a lack of sociological studies today from inside major corporations. Think about the major corporations of the world today – Apple, Google, Walmart, Shell, McDonalds, Disney, and on – and sociologists are stuck observing from the outside. We have to rely on books like Nickel and Dimed that give us an inside glimpse. I assume many corporations may not like such an insider study as some of the findings might reflect poorly on them, but don’t we need ethnographic and participant observation studies of corporations to understand today’s world?

Considering a new utility tax in DuPage County to help address flooding

These are the sorts of issues sprawl brings: the DuPage County Chairman discussed a new power available to the county to collect tax monies to address flooding.

Cronin told the audience at a Naperville Area Chamber of Commerce luncheon that flooding has long been a serious problem in DuPage.

In order to address it, he said, infrastructure improvements are needed. Right now, money for those projects comes from property taxes.

The proposed utility fee would charge property owners based on use. Those who have more stormwater leaving their land would pay a higher fee. Anyone with land producing less stormwater runoff would pay a lower fee.

Enacting a utility fee would make it possible to have charges for stormwater projects removed from the property tax bill, he said…

However, some residents already are opposing the idea. Last month, protesters demonstrated before a county board meeting and called the proposal a “rain tax.” Objections also are expected to come from schools, churches and other tax-exempt entities that would be required to pay the fee.

At this point, DuPage County is largely built-out (or the land is tied up in Forest Preserves) so dealing with flooding is largely taking place after the development has already happened. Thus, remediation can be quite expensive. I imagine residents and organizations would not like the idea of a new tax but flooding is a serious recurring issue.

On a related note about the cost and length of projects intended to combat flooding: here is a story about progress being made at constructing the world’s “largest reservoir of its kind in the world” in the south suburbs as part of the impressive Deep Tunnel.

A small crowd gathered Monday at the lip of the mammoth Thornton Quarry, all eyes fixed on an outcropping of dolomite nearly 300 feet below the shoulder of the westbound lanes of Interstate 80.

A ripple shot through the two-story rock formation, and it collapsed amid a small, dusty landslide. And so construction of the largest portion to date of the decades-in-the-making Deep Tunnel floodwater control system began with a bang…

When it goes online in 2015, the Thornton Composite Reservoir will hold 7.9 billion gallons of stormwater and sanitary sewer water from more than a dozen south suburban towns…

The 30-story-deep reservoir will fill like a regional bathtub during massive storms that threaten to overwhelm local sewer systems, a problem that has grown worse with more frequent and intense downpours in recent years and as development has replaced open, absorbent land with rooftops and pavement.

Dealing with flooding is not easy

Results from tracking hundreds of CUNY sociology PhDs since 1971

Here is a look at what has happened to 471 sociology PhDs who graduated from CUNY since 1971:

Where the 1993 graduates are working post-Ph.D. isn’t a mystery, thanks to the diligence of a longtime professor of sociology at Queens College, also part of the CUNY system. During a particularly tough academic job market in the early 1990s, Dean B. Savage started the work of tracking down every student who had earned a Ph.D. in sociology from the Graduate Center to find out where they went on to work. With the help of graduate students, he has created an ever-growing database of 471 people that dates back to graduates from 1971…

The data he has collected document the bleak reality that many people already know about the academic market: A full-time job as a professor isn’t a given for those who want one. In fact, since 1980, fewer than half of the sociology graduates hold full-time tenured or tenure-track jobs. But the data, which were most recently updated last year, also reveal some good news: The program’s record of placing students in full-time jobs inside and outside academe has shown improvement over the years…

Mr. Savage’s data set, which spans more than 40 years, is unusual because of its depth. A quick glance at his list shows many Ph.D.’s who became professors, deans, lecturers, and academic researchers. Among the many nonacademic jobs that the Graduate Center program’s alumni hold are crisis counselor, behavioral scientist, social worker, children’s-book author, art-gallery curator, and health-care consultant. Some people have retired. When Mr. Savage updated the data last year, he found at least seven people who earned Ph.D.’s in 2012 who were trying to gain some traction on the academic ladder, working in non-tenure-track positions. Graduates of the sociology program work at four-year colleges, two-year institutions, regional colleges, and flagships. Workplaces in New York, New Jersey, and Connecticut are heavily represented.

Collecting placement data like Mr. Savage’s can be complicated, as his experience shows. It is a little easier now than when he first started, since he can search for people through Google and on sites like LinkedIn. Mr. Savage started his efforts with a list of the program’s graduates from the CUNY registrar. Before the Internet, he said, “we would get in touch with their thesis adviser or someone we knew they were friends with or even members of their dissertation committee.”

But even with the advent of online aids, there are still gaps in the information that Mr. Savage has collected. He has found some students, only to lose track of them in subsequent updates. More than 112 students have never been found. Older alumni are less likely to appear on sites like LinkedIn, and some people who do show up list vague or inflated titles or may have profiles that are out of date.

The rest of the article goes on to ask broader questions about why more PhD programs don’t go to the efforts Savage has (and there are still issues with the missing cases) to track down this information. Graduate schools tend to trumpet the cases of students who do well but don’t say much about those who don’t or don’t complete the program. We could also ask questions about colleges who will likely will be asked more and more in the future to provide evidence from alumni that college led to learning as well as positive career outcomes.

So if the CUNY data is decent enough, how representative is it? As described here, the data suggests some cycles (forces within the academy as well as larger American economic issues), lots of attrition, and a variety of careers.

Charlotte, North Carolina known for its McMansions?

A book review of a new novel about an old money family in Charlotte, North Carolina suggests the city is known for its McMansions:

The city of Charlotte, with its social-climbing bankers and developers, its flock of mega-churches and its McMansions – where, as the old saying goes, folks believe in the fatherhood of God, the brotherhood of man and the neighborhood of Myers Park – has always made an inviting target.

And now, with “Lookaway, Lookaway,” Wilton Barnhardt has scored a palpable hit. With his first novel since 1998’s “Emma Who Saved My Lie,” Barnhardt delivers a knowing, wry and delightfully catty satire, an acid-etched portrait of one of the Queen City’s downwardly mobile Old Families.

This review hints at one reason for the abundance of McMansions in Charlotte and I think this is related to another reason:

1. McMansion here might be shorthand for new-money families as contrasted with old-money families. This is more noteworthy in the South with its emphasis on tradition and honor. Established families live in more established homes in older neighborhoods while those with new money live in big subdivision houses.

2. Related to the new money in the city is its Sunbelt population growth after World War II. In 1940, the city had just over 100,000 residents and today the city has over 731,000 and the metropolitan area has around 2.3 million residents. In other words, one of the notable traits of Charlotte in recent decades is its growth which then includes new houses and new residents.

At the same time, I haven’t yet run into any news stories about teardown issues in Charlotte or too many concerns about sprawl.

Exploring the urban and island geography of Grand Theft Auto V

One reporter focuses less on the gameplay of the new Grand Theft Auto V and instead examines the landscape:

These are places where, within wide virtual borders, the player is granted freedom to explore. What makes Los Santos so different is its scale, interactivity and ambitions — here is a digital sandbox so habitable that the game itself comes with a large paper map that, as I explored Los Santos and its surroundings, I referred to as often as I would a map describing a real-world place I’ve never been.Indeed, not unlike a real place that offers too much, I made a small list of places I wanted to visit here and things I wanted to do: haircut, strip club, take in a movie ($20 in Los Santos), maybe ride a bike to the top of a mountain and leap off. All of which you can do. If, like me, you overbook vacations with activities, you will find plenty to do. Conversely, if you’re the kind of traveler who eventually pines for a hotel room to take a nap in after a day of playing tourist, Los Santos offers that, too…

The island itself is Ireland-shaped — curious, considering that the game’s creators are primarily Scottish and British. The north side of the island is Blaine County, with mountains at its east and west coasts and Mount Chiliad to the far north. A desert borders the Alamo Sea in the interior, and salt-water-eaten trailer parks line the northwest oceanfront, the Great Ocean Highway ringing it all. If previous “Grand Theft Auto” games offered riffs on Miami and New York City, this is basically San Francisco mashed against Los Angeles, an alternate reality where Napa Valley is a 10-minute commute from the Paramount backlot.

Tellingly, it also feels as geopolitically accurate and culturally barren as the places it satirizes: a Los Angeles of the mind, where a peek inside studio gates reveals a sci-fi movie being filmed, a bike ride into the forest is greeted by screeching mountain lions and extreme wealth and poverty are never far apart. Conversation with Los Santosians is mostly limited to real estate, celebrity chitchat and random threats, though, generally, your existence is so inconsequential to the day-to-day fabric of Los Santos that you feel like a ghost.

Sounds like a dystopian Los Angeles crossed with a strange island. What more could be needed in a virtual sandbox?

While I’ve seen academics occasionally address virtual worlds – Second Life seemed to prompt some study – it would be interesting to see more full studies of these sprawling virtual worlds that are common in some of the more popular games. Think about games like Skyrim, World of Warcraft, Assassin’s Creed, Minecraft, and others that offer interesting and often realistic settings. Yet, does this space have the same logic as space in the non-virtual realm? What exactly distinguishes these spaces from real spaces?