To improve health and cut costs, UnitedHealth spending $150 million on affordable housing

Having affordable housing is linked to better health outcomes so insurance company UnitedHealth is spending some money on affordable housing units:

The firm is taking an unusual step for an insurance company –investing $150 million to build low-income housing in a dozen states…

UnitedHealth’s big push into housing isn’t charity. The company derives benefits from it, too, including tax credits.

But Kate Rubin, vice president of social responsibility for UnitedHealth Group, says the real payoff is longer term.

“Studies show that without stable homes people are sick more often,” says Rubin. “There’s more undiagnosed illness and people are more likely to seek care in emergency rooms.”

That’s expensive for insurance companies, for patients and for the rest of us, who pay the price in higher premiums and taxes.

It will be interesting to see how many units UnitedHealth is able to construct for that kind of money. It seems like the biggest payoff would be if they are able to have sufficient economies of scale, enough units to see significant long-term returns.

This also hints at the need for affordable housing more broadly in the United States and the inability of others to construct it. Public housing in the United States is limited and has had a variety of issues for decades. Lower levels of government, whether states or metropolitan regions, or local government, have had either a hard time finding the right mix of regulation and incentives or haven’t paid any real attention to affordable housing. If few organizations are stepping up to provide or prompt public housing, perhaps insurance companies are a good bet.

Beijing air pollution said to be “barely suitable for life”

Bad pollution in Beijing is nothing new but a new report sounds a dire note:

Severe pollution in Beijing has made the Chinese capital “barely suitable” for living, according to an official Chinese report, as the world’s second-largest economy tries to reduce often hazardous levels of smog caused by decades of rapid growth…

The report, by the Beijing-based Social Science Academic Press and the Shanghai Academy of Social Sciences, ranked the Chinese capital second worst out of 40 global cities for its environmental conditions, official media reported on Thursday.

China’s smog has brought some Chinese cities to a near standstill, caused flight delays and forced schools to shut.

Beijing was hit by severe levels of pollution at least once every week, according to the 2012 Blue Paper for World Cities report. That was on top of a significant level of air pollution covering the capital for 189 days in 2013, according to city’s Environmental Protection Bureau.

While U.S. readers might marvel at this, it wasn’t too long ago that some American cities had a similar problem. Check out some of the pictures of 1940s Pittsburgh or read about the Donora Smog incident near Pittsburgh that killed 22 in 1948. Some of these issues persist today: Los Angeles, and other cities in California, still have persistent smog and particulate issues.

Los Angeles, the nation’s second-largest city, again topped the charts for ozone pollution, and finished fourth for particulate pollution such as dust and soot, in the American Lung Association’s annual national air quality report card, released on Wednesday…

In terms of air quality, California as a whole dominated the list of the most polluted U.S. cities, accounting for seven of the top 10 for ozone and eight of the top 10 for annual levels of particulate pollution, the American Lung Association said.

Nearly 90 percent of Californians, or 33.5 million people, live in areas plagued by unhealthy air, especially in Los Angeles, the so-called Inland Empire region east of the city, the state capital of Sacramento, and the agricultural heartland of the San Joaquin Valley, the group’s study found…

However, many California cities have shown steady progress on improving air quality, particularly the Los Angeles region, whose ozone levels have fallen by 36 percent since the organization’s first State of the Air report card in 2000.

See some pictures of smog in Los Angeles over the years here.

The dystopias right in front of us: “Sochi is Pure Dystopian Reality”

Much has been written about Sochi and its varying degrees of glitz and cover-up. This piece considers the dystopian aspects of Sochi and how it compares to recent fictional dystopias.

But here’s the best-worst part: no matter how many articles use the word “dystopia,” Sochi doesn’t just look like a hellish future straight off the NYT bestseller list. It’s a complete and active masterpiece—because despite all the plot markers, despite all the freaky realities that scream something is really wrong here, we still tune in. Just like the Hunger Games‘ Capitol citizens, Western audiences eat up happy-faced Olympic broadcasts as readily as we have since the games were first televised on a closed circuit in Berlin in 1936. We’ll read all the coverage as entertainment, make Twitter jokes about stray dogs, and laugh about it over drinks (even if it’s to keep from crying). Six thousand athletes will compete just as they did in London in 2012, even if tourists don’t quite make it out. The Olympics are the Olympics, after all. Sochi is the Dystopian Singularity because we accept it as reality—and thus are complicit in its success…

If this is really happening, though, at least we have a few protagonists. Members of the radical-feminist punk performance art collective Pussy Riot have been active, powerful critics of President Putin’s regime—which is exactly how they came to the West’s attention at all. After several members’ arrest and political imprisonment for hooliganism (after they performed a radical protest song in Moscow’s biggest cathedral), Maria “Masha” Alyokhina and Nadezhda “Nadya” Tolokonnikova were released in December just months before their two-year sentence was up. (They maintain that their release was a Putin PR stunt.) While the pair have since split from Pussy Riot proper to pursue their own activism for prisoners’ rights, their association with the group and the media tour they’ve taken in the past few months has made many aware of the dire sociopolitical circumstances in Russia. Last week they appeared on The Colbert Report and at an Amnesty International benefit concert, where they urged people to boycott or protest the Games and the leaders overseeing them. There’s no quantitative way to measure Nadya and Masha’s success—and it’s likely that some might miss the point—but it’s a good bet that their story (and Pussy Riot’s message) has resonated with audiences even if it doesn’t affect their willingness to add to the ratings.

There are quieter acts of solidarity, as well, scripted straight from Katniss’s victory tour: Russian snowboarder Alexey Sobolev appeared to display a Pussy Riot member on the bottom of his board when he took to the slopes on Thursday; the same day, Google unleashed a pro-LGBT Doodle. One could even argue that Jonny Weir’s fashion statements are marks of resistance. But these won’t change the fact that things will probably worsen in Russia after the Games end and the world stops watching; the Olympics are notorious for draining economies dry and Sochi is the most expensive Games ever assembled.

Certainly, Sochi isn’t single-handedly decimating the dystopia YA marketplace, but it’s nonetheless a perfect example of why the genre is failing. It’s not because a shallow fad has run its course; it’s because the fantasies and the facts have become nearly identical. And that’s the problem — Entertainment is meant to be an escape, fantasy and science-fiction in particular; movies about poverty don’t do well during a recession because no one in the midst of turmoil likes seeing their suffering splashed onto the silver screen. And it’s not just in Sochi, either; from Snowden, to the American wealth gap, to the (thankfully canceled) prospect of DMX cage-fighting George Zimmerman on pay-per-view, to the world’s premier newspaper printing an accused pedophile’s “response” to his child victim’s account, there are countless examples of our satirical imagination matching the real world right at our front door. (And we wonder why people still get fooled by Onion articles.) The fact is, when the allegory starts looking like the reality, it’s time for the allegory to evolve.

Perhaps we should then ask what the average viewer/consumer is supposed to do in this situation. Ignore the Olympics? Engage in a more real world right in front of them? Insist the Olympics avoid countries with lots of inequality (Russia might seem like an obvious choice but others might argue this could rule out the United States)?

This also hints that the really important dystopias are not ones we imagine but rather ones that are right in front of us that we don’t notice. This might be like the tourist experience: we are often like visitors who hope to see the popular sights and are distracted by what is new and exciting. How closely do we look behind the scenes? (This is starting to sound like a pitch I would make in an Introduction to Sociology course.) A number of sociologists have voiced their concerns about “fake” places, often invoking Disney World or Las Vegas or Times Square, that tend to hide the real world behind consumerism and private spaces.

What is the most McMansion-y feature of a McMansion?

A Chicago area McMansion prompts Curbed Chicago to ask which feature truly makes a McMansion:

What is the most McMansion-y thing a home can have? Gaudy ornate interior styling? A swimming pool and tennis court? A grand staircase, a home theater and a four car garage? How about all of the above. Some people want to make a statement with their home, and this one is a testimony to money and opulence. Did we also mention that it is located in the middle of nowhere? Built in 2004, this 15,500 square foot five bedroom, seven bathroom home epitomizes the McMansion boom in the far suburbs from ten years ago. The listing says that the original cost to build this modern day Richie Rich palace was a steep $6.5 million. It could be yours today for $3.2 million.

Those are some features. I might vote for the 5 story turret as the most McMansion-y part.

I think a good case could be made that this is beyond McMansion with over 15,000 square feet and the neighborhood has really big lots. And, what exactly do $1,050 monthly HOA fees get you? But, interestingly enough, it is quite close to I-94, Gurnee Mills, and Great America so it isn’t too far from a lot of people.

Two places for regular vehicle accidents: The Snake on Mulholland Drive, short underpass in Durham

I ran across stories recently about two areas that experience numerous vehicle accidents. Not just a few but dozens of accidents over several years. Here they are:

1. A short underpass, eleven feet eight inches, in Durham, North Carolina takes off the tops of a number of trucks. Watch here:

Though authorities have made efforts to prevent vehicles from running into the low-ceilinged bridge – which as blinking lights and multiple signs warn, has a clearance of only 11 feet and 8 inches – the demonic structure continues to ruin the days of incautious drivers. “After a 5-month ‘dry spell,’ the Gregson St canopener got hungry again in November and December,” reports the bridge’s devoted biographer, Jürgen Henn…

Note the counter at bottom – that last collision marked at least 67 violent impacts since 2008 at this miserable crossing. As to why nobody’s fixed the wretched thing, as explained before 1) a sewer main right underneath is blocking the lowering of the road 2) the railroad company that maintains the bridge has installed a crash beam, so the problem is covered from its end 3) the city has put up signs about the low clearance as far back as three blocks, so it’s covered from its end.

2. The Snake is at one end of famous Mulholland Drive, known for its views of Los Angeles. Motorcycles, in particular, seem to have a lot of problems:

On any given Sunday, The Snake is overrun by drivers and motorcyclists. They’ve been hitting this spot 30 miles northwest of Hollywood for decades, but it became a hot destination in the 1960s when Steve McQueen started blasting through Mulholland on his Triumph. The road’s popularity grew over the years, and even an aggressive crackdown on speeding and a temporary shuttering of the road in the 1990s did little to slow the The Snake’s popularity. These days it isn’t uncommon to see celebrities like Jay Leno motoring through in six-figure cars. But it’s the motorcyclists you’ll see most often…

Bennett says Edwards Corner is not a tough one. It’s an uphill bend with a constant radius and positive camber, meaning the road’s angle is steady and the surface is tilted inward. The riders who go down tend to hit the corner way too fast, realize they’re in over their heads, fixate on the guard rail, and slam right into it. Just as often, though, riders get too greedy with the throttle on the way out, causing the rear end to slide. Beginners and squids tend to jump off the throttle or lay on the brakes, causing the bike to go wide and forge a trail into the hillside. The skilled riders come down from speed before the turn, lean in, and roll on the gas after the apex — keeping their eyes on the exit the entire time…

Snyder’s videos show exactly how, in excruciating detail. A playlist of 79 clips shows every type of rider imaginable making every type of mistake imaginable. Lowsides on Harleys, highsides on Ducatis, and the occasional car crash. But through it all, there’s an air of camaraderie, with riders helping each other pull bikes from ditches as others slow incoming traffic and even sweep up dirt and debris to prevent another crash.

I spent 20 minutes or so the other watching a number of these 79 clips. Remarkably, most of the people in the accidents were able to walk away, even in the 2013 crash where a motorcyclist hit two cyclists.

In both cases, it sounds like drivers should be well aware of the dangers. In the case of the underpass, there are plenty of signs – though it is unclear how many drivers heed signs. In the case of The Snake, it looks like there are often people standing around, indicating something to pay attention to – though this might lead to trying to show off. Perhaps officials only have two means of recourse: (1) completely rebuild these sections or (2) close these sections all together if rebuilding is not possible.

Another remarkable piece of this: there are people willing to videotape all of these crashes and then make them available online.

New York MTA: don’t post signs showing subway passengers where it is best to board

A new underground group has been posting signs indicating where it is best to board a subway train but the MTA is not happy:

There is a body of knowledge that New Yorkers gradually accumulate through years of hardened subway travel. If a train car is mysteriously empty, don’t get in. Savor your cheese. Beware sharks. But the most prized wisdom is the understanding of where you need to board a train to make your transfer or exit most efficient. For example, when transferring to the L line from the A/C/E or F trains, some use the mnemonic “Down in Front,” meaning you want to be in the front of those downtown trains for the fastest transfer to the L. But what if you’re a novice who hasn’t yet acquired such deep insight? A group of rogue good Samaritans is here to help the newbs.

The Efficient Passenger Project is on a mission to put up signs throughout the subway system guiding commuters to the best spot to board a train in order to make the quickest exit or transfer. The anonymous participants have been placing “Efficient Passenger Project” stickers on and around the turnstiles in select subway stations, signaling the presence of a plaque on the platform that tells you exactly where to stand to make your commute most efficient.

So far the EPP has only rolled out the signage along the L line, but the website promises “more train lines in planning stages, proportional to demand.” The founder of the group tells Transportation Nation, “It’s a public, civic service. [The subways can be] a labyrinth of tunnels and transfers and stairways. The project is an attempt to kind of rationalize some of that environment, and just make a more enjoyable, faster commute.”

The MTA, however, has vowed to remove the unauthorized signs. “These signs have the potential to cause crowding conditions in certain platform areas and will create uneven loading in that some train cars will be overcrowded while others will be under-utilized,” says MTA spokesman Kevin Ortiz. “And yes, regular customers don’t need these signs to know which car they should enter.”

The tone of this story as well as many of the commentors is that this sort of prized information shouldn’t be given away. Instead, it is insider information that should be hoarded by those who regularly use the system and can use it to their advantage over others, particularly tourists who just get in the way.

Contrast this approach with the approach in San Francisco. I remember seeing this for the first time and being shocked: people line up for the BART at particular markings on the platform. The train car doors open consistently at those spots and people file in. This is quite different from most cities where it is a mad dash to the open doors.

Perhaps all of this does indicate that urban culture in New York City in indeed more dog-eats-dog…

Still lighting fires on railroad tracks to keep the switches working

Here is a brief look at using fire on the Long Island Railroad to keep the switches operational in the cold temperatures:

When the cold hits, isn’t the trains that have trouble. It’s the switches that direct the cars between tracks that freeze, and when a switch fails, it can compromise an entire line. To keep the switches functioning, the Long Island Railroad uses the centuries-old method of burning kerosene or natural gas to keep everything running.

The Long Island Railroad, the busiest commuter rail line in the United States, has dozens of switch heaters throughout its 700-mile system. Most use electric heating elements, other older ones burn natural gas, and the even older “switch pots” burn kerosene. Trackmen work through the nastiest of storms, lighting the heaters and dousing switches with Hexane, which is then ignited to melt the ice.

Yes, there are more civilized methods, like hot air blowers that clear debris, but in an era of self-driving cars and other modern marvels, simply using  fire to melt ice has a quaint retro feel to it.

While the picture is cool, I don’t know if “quaint retro” is the way to describe this. It is the 21st century, right? I’ve seen several stories about the use of fire this winter – including in the Chicago area with the maligned Metra tracks – but no one has mentioned how this is done in other countries. What about Siberia? Are there any technologies that could solve this issue?

Adding the Chicago Spire to the Chicago skyline

New tall buildings may be exciting but they can dramatically alter a skyline. See what the revived Chicago Spire would do to the Chicago skyline:

The supertall skyscraper’s hasn’t quite had a Cinderella story, as the project has gone through name, design and ownership changes since it was conceived in 2005. If completed, the 2,000 foot building would become the tallest structure in the Western Hemisphere.

The various proposals are quite interesting. Two things to note, beyond the proposed height:

1. The Spire has a unique location that helps it stand out from other buildings in the skyline. It is positioned in front, closer to the lakefront and Navy Pier than other tall buildings in Chicago which are closer to the business district or Michigan Avenue.

2. The design helps it stand out as skinny, unusual because of its twists, and unusually tall.

Contrast this with the last major addition to the Chicago skyline, the Trump Tower:

TrumpToweronChicagoRiver

While the Trump Tower dominates the approach in and out of the Chicago River, it is near a bunch of other taller buildings and it has a more traditional design (glass and steel in stacked sections). In contrast, the Spire stands out in front of other skyscrapers and has a more unique design.

If built (and this is still a big if), how long before the Spire becomes a “normal” part of the Chicago skyline? How will it actually cohere with the rest of the skyline?

Rebuilding the Hamptons, one expensive teardown at a time

Here is a clear example of American’s preference for new homes over older ones: buying a new home in the Hamptons is much preferred to having an older home.

From Westhampton to Montauk, buyers (and renters, too, especially those willing to write a six-figure check for a summer spot) are on the same attitudinal and aspirational wavelength: new is better, more sustainable, and infinitely richer in amenities than old…

The look of the homes is evolving as well: modern is making a comeback, but modern in the guise of barnlike. “The modern barn is the Hamptons equivalent of the TriBeCa loft,” Ms. Comnas said…

Sure, many of these new houses have classic cedar shingles on the outside, but inside they are chic tabernacles of all that is design-forward, indulgent and technologically precocious. The middlebrow bungalows, Capes and ranches of yesteryear are disappearing, victims of the wrecking ball, fast becoming the most popular tool in the builders’ kit. ”Unless a house has really good bones or is grandfathered closer to the ocean than you’re allowed to build today,” Mr. Davis said, “there’s often very little reason to renovate.”…

“I’m seeing that people prefer new because they want to be the first to use everything in a home,” he continued. “New means instant gratification.”

Sounds like a lot of money is waiting to be spent at the Hamptons. I’ve seen numerous articles from the last few decades about people trying to hold on to older homes in this area but the teardowns appear to be relentless. I’ve never quite seen a footnote like the one posted at the end of this story:

Not every buyer chooses immaculate new construction. The recent sale for $75 million of the 84-year-old Wooldon Manor in coveted Southampton Village set a Hamptons record as the highest for a stand-alone home on a single lot.

Is the purpose of the footnote to reassure that at least one buyer has some sense of history? (And it only took a $75 million home to have some sense!)

More broadly, do teardowns cease to be a public issue when all or most of the homes are teardowns? Plus, are these not really McMansions because they are not mass-produced and require so much money? It makes me wonder if the truly wealthy get a pass on such homes while those who are more middle- or upper-middle class bear a lot of the criticism for trying to imitate the truly wealthy…

The different demographics of viewers of America’s major sports

Derek Thompson highlights the varied demographics of viewers of the major sports in the United States:

  • The NBA has the youngest audience, with 45 percent of its viewers under 35. It also has the highest share of black viewers, at 45 percent—three times higher than the NFL or NCAA basketball.
  • Major League Baseball shares the most male-heavy audience, at 70 percent, with the NBA.
  • The NHL audience is the richest of all professional sports. One-third of its viewers make more than $100k, compared to about 19 percent of the general population.
  • Nascar’s audience has the highest share of women (37 percent) and highest share of white people (94 percent).
  • The Professional Golfers Association has the oldest audience by multiple measures: smallest share of teenagers; smallest share of 20- and early 30-somethings; and highest share of 55+ (twice as high, in the oldest demo, as the NBA or Major League Soccer).
  • Major League Soccer has the highest share of Hispanics by far (34 percent; second is the NBA at 12 percent) and the lowest income of any major sports audience. Nearly 40 percent of its fans make less than $40k.
  • The NCAA demographics for football and basketball are practically identical but they are surprising old (about 40% over 55+) and surprisingly white (about 80%), which clearly has as much to do with who owns a TV rather than who follows the sports.

There are much smaller demographic differences – say across gender as all of these sports have primarily male viewers – and larger ones, particularly across race and ethnicity, income, and race.

I wonder if this could all be easily deduced by watching the commercials that play during the games. While the average fan may not be aware of these demographic splits, advertisers most certainly are and target the audience accordingly. Yet, I can’t say I quickly can name notable advertisement differences between the NFL, NBA, MLB, and NHL off the top of my head in the same way I quickly notice a difference in advertisements when turning on the network news at night (a very rare occurrence).