Americans love It’s A Wonderful Life but did not heed its main lessons, Part One

Americans like the movie It’s A Wonderful Life (see its ranking according to the American Film Institute). Yet, I am not sure that those same viewers and reviewers have taken the morals of the film to heart. Specifically, I will discuss two key themes and how American society has trended away from the lessons of the story.

The main villain, Mr. Potter, runs a heartless bank. In contrast, George Bailey continues in the family business and operates the local savings & loan. George wants to help local residents get into a new single-family home (which look like they are part of a new suburban subdivision). George ends up being the hero as he is a compassionate local businessman while Mr. Potter is cruel.

But, hasn’t the large, impersonal, profit-driven bank won out in American society, particularly as it comes to providing funding for single-family homes? Even as the film was made (in 1947), significant changes in the mortgage industry were already underway to help provide more long-term mortgages and government support for private mortgages. As the decades passed, more and more local banks were bought by national and international banks. The savings and loans organizations disappeared, particularly toward the end of the 20th century. The housing bubble of the late 2000s largely involved huge financial institutions who had invested in mortgages. The situation is a far cry from the era depicted in the film.

The megabanks of today may be more impersonal than cruel but the idea is the same: they do not have as much interest in local communities as George Bailey and his family. George’s institution needs to make money and he seems to be doing okay with a home and job. but it also feels a responsibility toward local residents. Even if Americans say they like the idea of small businesses and local businesses that part of communities, haven’t they given over control or assented to a financial system dominated by large firms?

Suburb sponsors a college bowl game, gets nearly 20 mentions, 6 commercials, and a lot of visuals on the field

Elk Grove Village sponsored a college bowl game. The Daily Herald tracked how often the community was mentioned during the game broadcast:

The 3½-hour telecast included nearly 20 mentions of the formal bowl game name that uses Elk Grove’s “Makers Wanted” tagline, and six commercials promoting the business park…

11:33 a.m. The players take the field, sporting the bowl game logo on jerseys. The logo, featuring the “Makers Wanted” slogan nestled in between two palm trees, is on the 50-yard line, while separate “Makers Wanted Elk Grove Village Illinois” logos are on the 25-yard lines. Similar banners are on sidelines behind team benches. Smaller sideline signs feature “Makers Wanted” and Elk Grove-based Stern Pinball, which gave pinball machines to each team.

11:54 a.m. Elk Grove airs its first TV commercial, which it gets as part of the sponsorship deal. “Why would Elk Grove Village sponsor the Makers Wanted Bahamas Bowl?” the announcer asks. “Because we’re proud,” mentioning the new technology park under development and access to transportation. The TV spot invites businesses to learn more “about how we can help your company grow at makerswanted.org.”…

2:32 p.m. Coming back from a break, ESPN shows scenes from Elk Grove’s municipal complex and park district and the watch party at Real Time Sports bar. “Good on the Makers Wanted people and all our friends watching in Elk Grove Village,” Levy says. “Need a place to set up and start a business and start a life? That’s an excellent place to go.”

Add in all the times viewers saw logos on the field and in the stadium and it sounds like the suburb received plenty of air-time.

Two related thoughts:

  1. It is interesting to see how the community tried to present itself. The whole point was to sell the business space and atmosphere of the community but that does not happen by just showing empty land and warehouses. So, if you are trying to promote a friendly community that is full of successful businesses and entrepreneurs, what else do you show? Based on the account above, they showed a party and a pinball competition hosted by a local company. Could those events happen anywhere? Would local residents recognize this as their community in terms of a pervasive local character or did it just cherry-pick a few pieces of the suburb?
  2. Imagine a future where more communities sponsor sporting events or other major events. The average American has never heard of most other suburbs. The average Chicago area resident likely knows little about Elk Grove Village outside of its location near O’Hare Airport. This could be a way for relatively small and unknown places to become more known. At the same time, such campaigns are unlikely to have major transformative effects on suburbs.

Gautreaux remediation may end soon in Chicago

Filed in the 1960s, decided in the 1970s, and with remediation lasting decades, a case involving a class-action lawsuit charging racial discrimination in public housing in Chicago may end in 2024:

The Chicago Housing Authority and lawyers representing CHA residents have asked U.S. District Judge Marvin Aspen to approve the agreement creating a road map for the CHA to complete its obligations under the so-called Gautreaux litigation.

Under the plan, the nearly 53-year-old case would come to a close by July 2024, marking an end to a landmark chapter in the national civil rights movement.

The settlement agreement provides a detailed timeline for the CHA to complete all planned mixed-income units and strengthen its housing voucher program to better enable families to move to more affluent areas if they choose to do so…

The lawsuit changed the face of public housing by instituting “scattered site” projects built on a small scale and dispersed in neighborhoods throughout the city — a stark contrast to the high-rise buildings constructed in the 1950s and 1960s.

This important lawsuit and ruling has both had significant effects on how policymakers have addressed concentrated poverty (more emphasis on scattering poor residents) as well as likely had limited effects because of the limited number of poor residents who have had and taken advantage of new opportunities to live in wealthier communities.

What is also striking about this is that the era of large-scale public housing and its associations with concentrated poverty are likely over. Hopefully, this does not mean less attention is paid to residential segregation and affordable housing issues but it is easier for the general public to ignore problems that are less visible.

Former Cabrini-Green site home to the fastest growing American neighborhood of residents making over $200k

A new analysis of Census data suggests the former home to Cabrini-Green housing project high-rises is increasingly the home of wealthy residents:

Cook County, which includes the county seat of Chicago, is home to the No. 1 and No. 7 fastest-growing concentrations of $200,000-plus households. No. 1 is, ironically, the area around where the Cabrini-Green public housing projects once stood. Cabrini-Green was notorious for violent crime, poverty and de facto racial segregation until its demolition beginning in the 1990s at the behest of the Chicago Housing Authority.

Even back then, authorities fretted that redevelopment plans might displace low-income families. They were right to be worried. Two decades later, the area’s concentration of $200,000-plus households has skyrocketed from zero to 39 percent. For some of the longtime residents who remain, the neighborhood’s transformation has been isolating.

Latanya Palmer, 53, grew up in the Cabrini Rowhouses. While she moved into a nearby mixed-income development in 2005, the hypergentrification has occasionally made her feel like a stranger in her own home. That sentiment echoes across the country, as poor and working-class Americans are increasingly pushed aside by frenzied development and prohibitive living expenses…

The census tract in question includes the still-standing, albeit largely vacant row houses where Palmer grew up. But now there are luxury condominiums and apartments, too. They sport rooftop terraces and sparkling views of the city’s affluent Gold Coast and Lake Michigan beyond. A three-bedroom penthouse can cost around $2 million.

This should be no surprise: the proximity of the land to both downtown and Lincoln Park meant that it is was highly desirable for developers and residents. Compare the clamor for the Cabrini-Green land to land where the Robert Taylor Homes once stood.

I would suggest there is a bit of revisionist history above. The claim that “authorities fretted” about the possible displacement of public housing residents is overstated. If anything, the city and Chicago Housing Authority probably could not wait to remove the high-rises (and other ones in the city, including the Robert Taylor Homes). Progress on replacing the units has been slow and with limited effects. The Chicago Housing Authority continues to have long waiting lists for housing. And many of the neighborhoods where public housing high-rises once stood are still relatively poor, even as a construction boom is taking place in the Loop and desirable nearby neighborhoods. In other words, some foresaw the potential for the Cabrini-Green site to be a wealthy neighborhood – and this what the city desired.

For more on why some Cabrini-Green residents fought hard to not be pushed out of their high-rises, see my earlier paper: “The Struggle Over Redevelopment at Cabrini-Green, 1989-2004.”

Ads showing giving a new car as a Christmas gift

Given the American love of driving and American consumerism, is it a surprise to see lots of car commercials at Christmas suggesting people are gifting others new cars?

But traditionally December means steep discounts for cars, and with annual dealership goals and sales quotas knocking, people buy cars in December for a lot of reasons. More than 17 million new cars and trucks were sold last year; 1.6 million were sold in December. Some were gifts, some necessary purchases that conveniently doubled as gifts. Said Akshay Anand, executive analyst at Kelley Blue Book: “The thing that isn’t talked about much is that the big luxury manufacturers are all competing in December to claim they were the ‘luxury brand sales leader of the year.’ ” Which is partly why Lexus, BMW and Mercedes’ Christmas ads are so frequent.

At McGrath Lexus of Chicago, “it’s our busiest time of the year,” said Heather O’Malley, the sales manager for new cars. She said McGrath sells about 120 cars each December at its dealership on Division Street. Maybe five or six are Christmas gifts. “And I have done the whole surprise car-gift thing like in the ads. A husband takes his wife to breakfast and arranges for us to leave the car in the driveway with a big red bow when they return — I love doing that.”…

Cynthia Tenhouse, general manager of product and consumer marketing for Lexus, is aware of the years of grumblings: “There is a lot of cynicism out there — this is never meant to be realistic.” The goal was aspirational (the agency that makes the commercials is Los Angeles-based Team One, which specializes in premium brands like Haagen-Dazs and Ritz-Carlton). In the 1990s, when the “December to Remember” campaign began, “we just wanted to be a part of the holiday culture without having to do just another ‘car sales event.’ ” But they do recognize “we need to be sensitive to what is happening (in the world), and so every year we make small changes because of what is happening.” This year the message is, a Lexus delivers throughout the year — it’s not just a holiday gift anymore….

He’s president of the Car Bow Store outside Philadelphia, which bills itself as the largest manufacturer of oversized car bows in the country. (Yes, there are others.) The Lexus commercials, he says, are a boom for his business. He sells 25,000 giant bows a year, most during the holiday season, to both dealerships and car buyers. “It’s staggering how many people out there are actually giving cars as Christmas gifts.” That said, he never received a car as a gift, “and I don’t know anyone who ever has.”

The formula: people want to buy new cars at the end of the year because of discounts/new models available + lots of spending at Christmas + dealers and manufacturers looking to do well at the end of the year = opportunity to push big-ticket items like cars through advertisements.

While these ads may seem more obvious at Christmas, car commercials are all over the place at other times of the year too. I can’t think of a similar big-ticket item that receives so much ad space. Houses cost a lot more – and it is hard to sell individualized homes through a mass commercial. Smartphones are all over the ads too but even the most expensive models available to the public come nowhere near the price of a new car. All of those car commercials viewed over a lifetime must have some effect, even if it simply reinforces that cars in the abstract are desirable and we need them in society.

I would be interested to know what the effect of giving a new car as a gift is in the long run. It is a large item. It is a necessary item for many people in order to get to work and other places. Because a new car is both expensive yet necessary, does it feel like a gift longer or does it become mundane just as quickly because it is used regularly?

 

Stealing a tiny house

Tiny houses can be more mobile than a larger single-family, creating opportunities for homeowners and potentially thieves:

For two years, the recent Webster University graduate had been working on the minimalist accommodation. She had drawn a floor plan, laid sheep’s wool insulation and found electric and water sources. The home rose 12 feet high, with green windows, a tin roof and stained cedar siding. Construction had cost her about $20,000…

As it took shape, the home had traveled back and forth between St. Louis and Webster Groves, where Panu’s university is located. But on Saturday morning, she received a call from the supply warehouse’s owner, who had recently invited her to park near his business, Refab.

“He asked if I had moved the tiny house overnight and when I said no, he had the unfortunate news that they hadn’t, and it was likely taken,” Panu told WTHR, an NBC affiliate…

On Wednesday, detectives found the house 30 miles down the Mississippi River in House Springs, Missouri, Jefferson County Sheriff Dave Marshak announced on Twitter. The Associated Press reported that an anonymous tip had led them to the purloined residence. According to the Post-Dispatch, there was no word on suspects.

There has to be a way to immobilize the wheels when the tiny home is parked. Is it worth putting a boot on your own home? For those interested in putting together small communities of tiny homes, providing additional security (for a fee, of course) could be worthwhile.

It sounds like the house was discovered in one piece. Could future tiny house thieves become more crafty and either alter the exterior to hide key details or chop up the house for parts and easier movement? The article described a social media push to find the way with people reporting seeing it moving down the highway. It is hard to miss the movement of a tiny house (perhaps until they become so popular that they are being moved all the time).

 

Yahoo News leads with Chicago murders and then says it is not the murder capital

If the point of a news story/video is to say something is not true, would you lead with the data from the not true side?

ChicagoMurderCapital121818.png

Here is the way this seems to work: grab your attention with a publicly available statistic that stands out. Oh my, how could there be so many murders in one city?? But, several sentences later, tell the reader/viewer that multiple other cities have a higher murder rate. And include in the last sentence that the murder number in Chicago has been down in recent years. So, wait: Chicago really isn’t the murder capital?

I’m trying to figure out how this adds to the public discourse. Here are a few possibilities:

  1. It is simply about clicks. Get people’s attention with a statistic and a video, throw in some data. Easy to produce, not much content.
  2. The goal is to highlight the still-high number of murders in Chicago.
  3. The goal is to point out that other cities actually experience more murders per capita.
  4. To give those who teach statistics an example of how data can be twisted and/or used without telling much of a story.

 

Limiting suburban redtape to installing solar panels

A program is helping a number of Chicago area communities make it easier for residents to add solar panels:

If you want to install solar panels for your house or business, you’re likely to find a faster and more user-friendly permitting process if your community has earned a SolSmart designation.

Illinois has 18 SolSmart communities, including Aurora, Hanover Park, South Barrington, and Cook and Kane counties. Another 22 — including Elgin, Lake in the Hills, Naperville and DuPage County — started the designation procedure last month.

The designation means towns and counties have streamlined processes and reviewed ordinances to clearly spell out requirements, and staff members have been trained to properly examine installation plans and inspect the finished work…

There are 223 SolSmart communities across the country. The program launched in April 2016 with funding from the U.S. Department of Energy to the International City/County Management Association and The Solar Foundation, which provides technical assistance.

Residents of the American suburbs like their local government and local control yet this is an example where local bodies can get in the way: does every suburb have to go through separate processes to address solar panels? It sounds like the SolMart program helps provide resources and guidance so that suburbs do not have to do all the work on their own.

Thinking more broadly, what other suburban initiatives could be addressed at a similar level? I’m guessing a national campaign to have more permeable driveways might not work as well or one that installs containers to catch rainwater from gutters. I wonder if the solar panels issue works in part because the demand for them is still relatively small in the Chicago suburbs. Or, perhaps it is because it deals with roofs – a part of buildings that is not as visible – so concern is minimized.

Comparing 4 years to finish rebuilding a major interchange to other major undertakings

After the Illinois Department of Transportation recently announced construction on the Jane Byrne will take four more years, the Chicago Tribune compared this time frame to other tasks:

Two world wars were fought and won in less time. Rows of skyscrapers went up in less time. The transformation of Navy Pier, less time. New Comiskey Park, less time. Dan Ryan reconstruction, less time. Millennium Park, less time. The Deep Tunnel Project — oh, wait. That engineering feat began in the mid-1970s and isn’t expected to be completed until 2029. Somebody, go pick on them…

Still, four years is a long delay. Especially for a network so central to Chicago. We’ll never understand why IDOT didn’t order more intense work or bigger crews around the clock and on weekends. Let’s just say that if Gov.-elect J.B. Pritzker shares Emanuel’s devotion to penalties and accountability, he’ll make new friends by the thousands.

Is this part of a larger trend of major infrastructure projects today running over schedule and over budget? There are hints yet people are unlikely to hear much about or celebrate projects that are completed on time and near budget.

Comparing the completion time to other projects may not be fair. Some of these sites were closed or not in use when the construction happened. Some happened with some private money at play. Others had more space to work with. Doing the work when the state and other taxing bodies had more money (or were less worried about debt) could help. And World Wars have their own logic compared to construction projects. (That said, I am still amazed how much the United States was able to mobilize and produce in a roughly 5 year span during World War II. Such devotion to the war mission led to unbelievable change.)

Would it simply be better for the Chicago region to accept a Carmageddon week where the interchange is closed and all the possible crews are brought in for 24 hour shifts for that time to rush work forward? Find a week with less traffic, probably a summer week, and give drivers plenty of notice about other options (ranging from mass transit to alternative highways, such as I-294, that can route traffic around the center of the city). Suffer short-term pain, make some serious progress, and show that efforts are underway to reduce the long-term burden of the interchange construction.

Bad argument: “I turned out fine”

An Australian parenting expert details why making an “I turned out fine” argument does not work:

It’s what’s known as an anecdotal fallacy. This fallacy, in simple terms, states that “I’m not negatively affected (as far as I can tell), so it must be O.K. for everyone.” As an example: “I wasn’t vaccinated, and I turned out fine. Therefore, vaccination is unnecessary.” We are relying on a sample size of one. Ourselves, or someone we know. And we are applying that result to everyone.

It relies on a decision-making shortcut known as the availability heuristic. Related to the anecdotal fallacy, it’s where we draw on information that is immediately available to us when we make a judgment call. In this case, autobiographical information is easily accessible — it’s already in your head. We were smacked as kids and turned out fine, so smacking doesn’t hurt anyone. But studies show that the availability heuristic is a cognitive bias that can cloud us from making accurate decisions utilizing all the information available. It blinds us to our own prejudices.

It dismisses well-substantiated, scientific evidence. To say “I turned out fine” is an arrogant dismissal of an alternative evidence-based view. It requires no perspective and no engagement with an alternative perspective. The statement closes off discourse and promotes a single perspective that is oblivious to alternatives that may be more enlightened. Anecdotal evidence often undermines scientific results, to our detriment.

It leads to entrenched attitudes. When views inconsistent with our own are shared we make an assumption that whoever holds those views is not fine, refusing to engage, explore or grow. Perhaps an inability to engage with views that run counter to our own suggests that we did not turn out quite so “fine.”

One data point does not make for a broad understanding of how the world works. A single case can illustrate larger trends – but it does not necessarily describe all that happens.

I wonder if one of the issues with the health patterns discussed here is that many people do indeed turn out fine even though there is clear evidence that a certain behavior leads to bad outcomes. Take the example of not wearing a seat belt while riding in the car. Even though more than 30,000 Americans die each year in accidents, the majority of people do not die and most driving goes by without event. Accidents are common but they may not be regular.Many people could indeed say they turned out fine and the thing they experienced still be bad for people.