Category Archives: Sociology

The advantages of a 3D-printed house

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Why build or purchase a 3D-printed house? Here are several advantages:

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3D printing offers potential solutions to major challenges for the U.S. housing market: reducing the greenhouse gas emissions causing climate change and rising housing prices contributing to surging homelessness. Some experts expect the American industry to boom in the next two to three years…

But 3D-printed houses are already 5%-10% cheaper than a regular build in the United States, according to Zach Mannheimer, CEO of Alquist 3D, which aims to build affordable 3D-printed homes to serve lower-income communities, and experts predict costs will go down as the industry expands. A 2018 study in the academic research publication IOP Science: Materials Science and Engineerings, based in the U.K., argues that 3D printing can cut costs by at least 35%…

If scaled up, 3D-printed buildings are significantly better for the environment than those that are built from scratch on-site. The building process cuts waste by 60%because it only manufactures the materials required. There’s no need to trim or subtract excess materials so they aren’t sending unused wood, concrete or glass for window panes to the landfill, according to academic research. And 3D printers work better with nontraditional cement alternatives such as “hempcrete” — a mixture of hemp, sand and other materials — than they do with regular concrete. That could encourage the concrete industry to pursue more sustainable alternatives to concrete, which creates significant greenhouse gas emissions in its production…

HUD seems optimistic about 3D-printed houses as a climate change solution. “3D printing is one of the promising advances in construction which the HUD team sees as having the potential to lower housing costs and increase energy efficiency and resilience,” a HUD spokesperson told Yahoo News in an email.

While there are still multiple barriers to overcome, the advantages listed above sound intriguing. If costs are consistently lower, building speed is quicker, and there are sizable environmental payoffs, this could interest many in the housing industry ranging from those looking to make money to people searching for cheaper housing.

All those advantages noted above lead me to wonder about barriers to entry in this field. Can conventional builders pivot or would they rather continue with their approaches? Are there companies more in the tech or manufacturing fields who would get into housing? Can we envision a point where individual property owners could use 3D-printing to do their own thing?

With one person in the article estimating only 10 such homes were built in the United States last year, even a small increase in numbers next year could lead to a sizable percentage increase.

Asking again: did Kevin McCallister live in a McMansion!?

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An overview of movies where Santa is the bad guy included this aside about Home Alone:

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The 1989 film (which is about a boy setting booby traps in his mansion on Christmas Eve to stop a killer Santa) earned a small measure of fame when its creators sued the makers of Home Alone (which is about a boy setting booby traps in his McMansion on Christmas Eve to stop some robbers) for the similarities between the two.

Is the Winnetka, Illinois home a McMansion or a mansion? Several pieces of evidence for the latter:

–Atlas Obscura calls it a mansion and says, “Built in the 1920s, the building is comprised of red brick and was built in the colonial Georgian style.” It is hard to call a home as old as this as a McMansion. Additionally, it is built in a classic style, not imitating a classic style.

–According to Zillow, the home has 5,398 square feet, 6 bedrooms, and 6 bathrooms. It is worth over $2 million. While the home size is in McMansion territory, that price is not.

-Did director John Hughes have a thing for suburban McMansions? This discussion in reddit.com/r/McMansionHell suggests no.

For more discuss, see my 2019 post.

Bonus information: according to Tripadvisor, seeing this home is the #1 thing to do in Winnetka.

American households lost trillions in 2022 due to stocks and inflation yet also gained trillions due to housing equity

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A recent report detailing wealth losses in the United States also found housing equity increased in the first three quarters of 2022:

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American households lost about $6.8 trillion in wealth over the first three quarters of 2022 as the stock market shed more than 25% of its value, the Federal Reserve reported Friday in the government’s quarterly financial accounts.

Nominal net worth fell 4.6% to $143.3 trillion, as the market value of assets fell by $6 trillion and liabilities rose by about $900 billion. Households’ balance sheets were propped up by a 10% increase in home equity, which is the greatest source of wealth for most American families…

Homeowners, in particular, were in good shape financially as September ended, with the equity in their houses rising to a near-record 70.5% of market value from a record low of 46% in 2012. But if home prices continue to fall as they have done in the past several months, homeowners without much exposure to the stock market will begin to feel poorer. What will happen to home prices as mortgage rates rise is a major unknown facing policy makers and homeowners alike.

Homeownership continues to bolster wealth. This fits with the emphasis on homeownership as an investment. And if people cannot purchase homes, they will not be able to build wealth in the same way.

Thinking out loud: after what happened in the late 2000s with housing prices, how would people respond to a significant reduction in housing values? Or, how would this be received if inflation is ongoing and the stock market struggles? For now, some can rest assured that their homes will retain value. But, this is not guaranteed.

Proposed Illinois legislation would not allow communities to offer tax breaks to entice firms in other Illinois communities to move

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Companies can play communities off each other to see who is willing to offer tax breaks and other perks for moving to a specific municipality. A new proposed law in Illinois would aim to stop this practice among Illinois communities:

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It is long past time for Springfield to take municipal cronyism off the table, permanently. One of us, state Rep. Joe Sosnowski, R-Rockford, has introduced legislation in Springfield to that effect.The Local Government Business Anti-Poaching Act, HB0211, would prohibit local governments from offering special favors to Illinois businesses in exchange for relocating to their communities. It would end business incentives from politicians spending taxpayer dollars. It requires that businesses relocate based solely on their evaluation of a location and their ability to serve their customers with better prices, products and services rather than taxpayer funded special deals.Under this legislation, Illinois lawmakers and businesses would both refocus their energies on the state’s economic, education, law enforcement and infrastructure policies to put the state’s economy to work for everyone, not just the privileged few.Anti-poaching legislation will make Illinois’ economy as competitive as any state in the country, all year round.

My first thought in reading this: won’t Illinois companies then seek communities just over the border or in other communities if they cannot find better deals in Illinois?

A related thought: a municipal tax breaks seen as part of a freer market where companies and communities can compete for jobs, economic growth, profits, and more? If so, is an anti-poaching law limiting competition?

This may get into too many details but I wonder how the state or others might differentiate between moving because of a nice financial package and doing it solely for business reasons. There cannot be an announced deal in place? Are there penalties for Illinois communities who make offers and companies who ask for them or accept them?

The suburbs are about homeownership but some property owners see more money in rental units

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The American suburbs revolve around single-family homes. But, in recent years some property owners see more money to be made in converting housing units into rentals. Here is a recent example from Arlington Heights, Illinois:

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Interra Realty, a Chicago-based commercial real estate investment services firm, announced this week it brokered the transaction — equating to $242,500 per unit — for the property at 1 N. Chestnut Ave. The firm represented both the seller, the Chestnut Street Condominium Association, and the confidential buyer, according to the announcement…

“As long as there remains potent rental demand in desirable communities like Arlington Heights, I expect to see continued deconversion opportunities in select Chicago suburbs,” Interra Managing Partner Patrick Kennelly said in the company announcement. “This submarket, in particular, has become more of an investment target following headlines related to Arlington Park.”

If homes, single-family dwellings and otherwise, are now primarily about financial investments, is this one of the logical consequences?

Suburbanites can often have negative perceptions of renters and apartment-dwellers. How do residents of Arlington Heights feel about more housing units becoming rentals? Does it matter if the conversions are happening in or near suburban downtowns compared to in single-family home subdivisions?

If this continues to spread – and I saw numerous stories in the last few years about single-family homes turned into rentals as well – I would imagine there will be some concern and attempted regulations.

The spread of suburban chickens in the Chicago region

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Are suburban chickens different than chickens living in other places? Residents of more Chicago area suburbs now have an opportunity to find out:

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Once a novel concept, more and more suburbs are permitting residents to raise backyard chickens. Among the latest is Rolling Meadows, which enacted regulations in 2019 allowing them, after rejecting the idea in 2014 and 2018. Others include Bartlett, Deerfield, Des Plaines, Evanston, Glencoe, Grayslake, Highland Park, Schaumburg and Wheeling,

American suburbs have an interesting relationship with nature, or “nature.” Are chickens part of the natural realm or part of the human transformation of land into sprawling subdivisions dominated by single-family homes and cars?

There are clearly ideas in suburbs about acceptable wildlife and animals that are not as accepted. Dogs and cats are in. Coyotes are present but are viewed as a threat. Canadian geese are generally disliked. Bison are rare so therefore interesting when roaming suburbia. Chickens are somewhere in the middle. Here is how the same article describes the different opinions:

Suburban proponents of backyard hens laud their benefits, such as a source of healthy eggs and an affordable food option.

Opponents, however, worry about the possible impact on neighbors, from the noise and odors to concerns about attracting coyotes.

Are chickens enhancing the suburban experience or detracting from it? More Chicago area communities are coming down on the positive. How long until the majority of suburbs allow chickens or are there significant barriers facing suburban chicken expansion?

Chicago to add money to budget to provide tiny houses to address homelessness

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The proposed Chicago budget includes money for tiny houses to fight homelessness:

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Now, under Mayor Lori Lightfoot’s 2023 budget that passed last month, the city will direct $3 million in federal COVID-19 stimulus funds toward a tiny homes project that she said will be the “first of its kind.”

Though a small fraction of the nine-figure sum the city will spend on affordable housing investments, “we must push ourselves to be creative,” Lightfoot said when she unveiled her budget. “Tiny homes are an interesting innovation that we should embrace as a city.”

Cron said that was a long-sought victory for his organization, which has watched the concept take off elsewhere in the U.S., including several in Midwestern states. He blamed the earlier resistance on “red tape” and “politics” hindering city officials from moving forward…

Upon construction, the 500-square-foot tiny homes will compose a “micro-neighborhood” on two to five city-owned lots, with an average of two to four homes per lot, Department of Housing spokesperson Eugenia Orr said in a statement to the Tribune. The housing will be long term, with heating, plumbing and other required features under the Chicago building code. The structures will not be mobile, unlike the RV homes that make up existing communities in some pockets of the Chicago area. Specific locations for the city pilot program have not been determined.

Though the project is pitched to combat homelessness, the city intends to cater to specific subpopulations such as veterans, new mothers, LGBTQ youth and high school or college students, Orr said. She also listed “nontraditional” students, young professionals and members of a “limited-equity co-op,” a homeownership program where residents buy a share of the complex and resell it in the future.

I would be interested to know how much the pilot program follows practices from other cities and makes changes for the particular program, context, and goals in Chicago.

Additionally, if this shows promise, how might it be scaled up? I imagine finding sites is difficult and these micro-neighborhoods benefit from services. Can a larger version of this put a significant dent in homelessness in Chicago or is this always a viable option among a number that are needed?

Even more broadly, does this hold promise for addressing affordable housing in Chicago? Can tiny houses provide enough units to help people have good permanent housing (and ownership, as suggested above)?

Perhaps programs like these will help unlock the potential of tiny houses. Instead of being luxury items for those who can afford it, they can provide housing for those who really need it but cannot access larger and more expensive housing.

A round earth and seeing the Chicago skyline from Indiana (or from other angles)

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Standing on a beach in Indiana and seeing the Chicago skyline is a unique sight. Does it demonstrate that the earth is flat or round?

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“If the earth was really a globe, the Chicago skyline from Indiana would be hidden by 1,473 ft. of Earth Curve,” reads the text included in one such Nov. 6 Instagram post (direct link, archive link). The post, which garnered more than 2,000 likes in one week, includes an image of the Chicago skyline taken from across Lake Michigan at the Indiana Dunes State Park.

But the claim is false.

Scientists say the photo actually proves that the Earth is indeed curved. While the buildings in the Chicago skyline are visible in the photo, parts of the buildings are obscured by the curve in the Earth. A simple trigonometric equation confirms that the buildings of the Chicago skyline are indeed visible from the Indiana Dunes State Park, where the image was taken…

“The image actually demonstrates that the Earth is round,” Oran said. “(The bottom) parts of the buildings are actually obscured because the Earth is curved.”

Oran noted the lower halves of the buildings are not visible in the photo. According to Oran’s calculations, roughly 500 feet of the bottom of the Willis Tower, the tallest building in Chicago, would not be visible based on the distance the picture was taken from.

While the flat earther phenomenon is interesting in itself, I am more interested here in how this is based on a unique view of the Chicago skyline. I know that seeing it from a different perspective can be disorienting or reveal new angles. Growing up, I mostly saw the skyline from the west coming into the city. In graduate school, I often saw the skyline from the south and southeast arriving from a different direction. I rarely see it from the north because I have little reason to come from that direction. And the view can be very different from an airplane depending on the approach or takeoff of a particular trip and the flight patterns for the day.

Would any of those views push me to conclude the earth is flat? No, but I have definitely noticed different buildings, different ways the sun or dark frames places, and how the city seems to be a different place when approaching from different directions.

How the discussion might go regarding 700+ empty acres in the middle of suburbia

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A new large plot of land may soon be available in the middle of Lake County, Illinois. What should go there? Here is an early idea:

The family that owns the Chicago Blackhawks wants to turn more than 700 acres of farmland it owns near Mundelein into a housing, commercial and industrial development, village officials confirmed.

If the Wirtz family’s vision becomes reality, the land would be annexed into Mundelein and become the largest development by acreage in Lake County, Village Administrator Eric Guenther said.

“This is a big deal,” Guenther said. “(It) could prove to be a very extraordinary development for Mundelein, the Wirtz family and Lake County as a whole.”…

Guenther declined to detail the family’s specific plans for the land. They will be unveiled to the public at the village board’s Dec. 12 meeting.

Given what I have seen regarding suburban development, here are some of the steps to come and the common responses from involved actors:

  1. The landowners will bring a plan to the municipality that maximizes or at least includes a lot of profit through developing the land.
  2. The Village of Mundelein will receive the proposal and work on it through elected and appointed officials plus professional staff.
  3. There will be public hearings regarding the property and proposed plans.
  4. Community residents will chime in with a variety of concerns, including regarding traffic and noise. The local school district and other actors will wonder how new development will affect local services and amenities. The village will want to consider the tax base on how the tax revenues add up from such a property. Some actor(s) will propose keeping the property or part of it as green space.
  5. There will be some negotiations between the developers and the community. This could go relatively quick or slowly, depending on the changes asked for and the vision of the developers. They could happen behind the scenes or be more visible to the public.
  6. Roughly 1-2 years from now a plan will be in place and development can start.

Each of these steps could proceed differently with the potential for plans to move more quickly or more slowly. There is no guarantee that the proposed project will go forward.

However, given the size of this parcel, there will be a lot of interest from everyone about what happens with this land and how this might affect Mundelein – whether it is the community’s character, revenues, or land use – for decades to comes.

Argument: increase the value of federally-backed mortgages, finance more McMansions

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With a headline of “Rising Loan Limits Are a New Federal McMansion Subsidy,” the editorial board of the Wall Street Journal does not approve of recent mortgage changes:

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The Federal Housing Finance Agency (FHFA) said Tuesday it will increase the maximum size of mortgages that Fannie and Freddie will cover—known as the conforming loan limit—to $1,089,300 in high-cost areas from $970,800 this year and $765,600 in 2020. The conforming loan limit in other areas will rise to $726,200, from $510,400 two years ago…

Instead, the Administration wants to prop up housing demand and prices by raising the guarantee limit. This will please the Realtors and affluent, especially in California areas where the median home price exceeds the new limit, such as Orange County ($1.2 million), San Francisco ($1.3 million) and San Jose ($1.7 million).

Sorry to state the obvious, but anyone who can qualify for a million-dollar mortgage doesn’t need the government to subsidize it with a guarantee. The average 30-year interest rate on a jumbo loan is 6.8%, which is similar to a government-backed mortgage.

Borrowers with jumbo loans tend to have higher incomes and credit scores. But these mortgages are getting riskier as borrower monthly payments have risen faster than incomes. Layoffs are increasing in higher-paying fields like tech, and a recession could result in foreclosures. The FHFA is expanding the taxpayer liability at an especially risky time…

The more the government intervenes in the housing market, the more damage it does.

There is a lot here that relates to work I have done. A few thoughts in response:

  1. The final line is interesting. Is the assumption that the federal government should not be very involved or involved at all in the housing market? One journalist reported this quote from a European finance official a few years ago: “Most countries have socialized health care and a free market for mortgages. You in the United States do exactly the opposite.” This government intervention was instrumental in helping to create suburbs and promote homeownership.
  2. This move might help people in more expensive housing markets. Does one have to be rich to access housing in Orange County or San Jose or is this needed because the housing prices are so high there?
  3. The headline mentions McMansions but the word is not used in the editorial. Is the term shorthand for expensive homes? Or, commentary on the kinds of homes people with this level of resources purchase? Is the Wall Street Journal against McMansions? (If I had to guess based on my work looking at the use of McMansion in the New York Times and the Dallas Morning News, the WSJ would fit somewhere in between these two sources.)