More foreclosures on the way in 2012?

While many might hope for economic progress during 2012, some are suggesting that another wave of foreclosures will hit during 2012:

In 2011, the “robo-signing” scandal, in which foreclosure documents were signed without properly reviewing individual cases, prompted banks to hold back on new foreclosures pending a settlement.

Five major banks eventually struck that settlement with 49 U.S. states in February. Signs are growing the pace of foreclosures is picking up again, something housing experts predict will again weigh on home prices before any sustained recovery can occur…

Online foreclosure marketplace RealtyTrac estimated that while foreclosures dropped slightly nationwide in February from January and from February 2011, they rose in 21 states and jumped sharply in cities like Tampa (64 percent), Chicago (43 percent) and Miami (53 percent).

One big difference to the early years of the housing crisis, which was dominated by Americans saddled with the most toxic subprime products — with high interest rates where banks asked for no money down or no proof of income — is that today it’s mostly Americans with ordinary mortgages whose ability to meet payment have been hit by the hard economic times…

Is this the final wave?

If it is primarily “hardworking, everyday Americans” who bear the brunt of the 2012 foreclosures, will the coverage of foreclosures and the proposed remedies change? In previous years, it has been easy for some to suggest that those who made and accepted subprime mortgages deserved what they had coming as they extended their credit and debt too far. If this year’s foreclosures are now occurring to people who didn’t overextend themselves yet still fell prey to the economic crisis, will the narrative change?

Five main methods of detecting patterns in data mining

Here is a summary of five of the main methods utilized to uncover patterns when data mining:

Anomaly detection : in a large data set it is possible to get a picture of what the data tends to look like in a typical case. Statistics can be used to determine if something is notably different from this pattern. For instance, the IRS could model typical tax returns and use anomaly detection to identify specific returns that differ from this for review and audit.

Association learning: This is the type of data mining that drives the Amazon recommendation system. For instance, this might reveal that customers who bought a cocktail shaker and a cocktail recipe book also often buy martini glasses. These types of findings are often used for targeting coupons/deals or advertising. Similarly, this form of data mining (albeit a quite complex version) is behind Netflix movie recommendations.

Cluster detection: one type of pattern recognition that is particularly useful is recognizing distinct clusters or sub-categories within the data. Without data mining, an analyst would have to look at the data and decide on a set of categories which they believe captures the relevant distinctions between apparent groups in the data. This would risk missing important categories. With data mining it is possible to let the data itself determine the groups. This is one of the black-box type of algorithms that are hard to understand. But in a simple example – again with purchasing behavior – we can imagine that the purchasing habits of different hobbyists would look quite different from each other: gardeners, fishermen and model airplane enthusiasts would all be quite distinct. Machine learning algorithms can detect all of the different subgroups within a dataset that differ significantly from each other.

Classification: If an existing structure is already known, data mining can be used to classify new cases into these pre-determined categories. Learning from a large set of pre-classified examples, algorithms can detect persistent systemic differences between items in each group and apply these rules to new classification problems. Spam filters are a great example of this – large sets of emails that have been identified as spam have enabled filters to notice differences in word usage between legitimate and spam messages, and classify incoming messages according to these rules with a high degree of accuracy.

Regression: Data mining can be used to construct predictive models based on many variables. Facebook, for example, might be interested in predicting future engagement for a user based on past behavior. Factors like the amount of personal information shared, number of photos tagged, friend requests initiated or accepted, comments, likes etc. could all be included in such a model. Over time, this model could be honed to include or weight things differently as Facebook compares how the predictions differ from observed behavior. Ultimately these findings could be used to guide design in order to encourage more of the behaviors that seem to lead to increased engagement over time.

Several of these seem similar to methods commonly used by sociologists:

1. Anomaly detection seems like looking for outliers. On one hand, outliers can throw off basic measures of central tendency or dispersion. On the other hand, outliers can help prompt researchers to reassess their models and/or theories to account for the unusual cases.

2. Cluster detection and/or classification appear similar to factor analysis. This involves a statistical analysis of a set of variables to see which ones “hang together.” This can be helpful for finding categories and reducing the number of variables in an analysis to a lesser number of important concepts.

3. Regression is used all the time both for modeling and predictions.

This all reminds me of what I heard in graduate school about the difference between data mining and statistical research: data mining amounted to atheoretical analysis. In other words, you might find relationships  between variables (or apparent relationships between variables – could always be a spurious association or there could be suppressor or distorter effects) but you wouldn’t have compelling explanations for these relationships. While you might be able to develop some explanations, this is a different process than hypothesis testing where you set out to look and test for relationships and patterns.

“A region’s workforce is not defined by its immediate suburbs”

The Chicago Tribune has a story about “super-commuters” who make the trip between Chicago and St. Louis. While the story seems more intent on putting a face on this growing phenomenon (although the numbers are still relatively low), there is a very interesting quote from a researcher about how we should view jobs and regional economies:

Regardless, said Mitchell Moss, the NYU professor who authored the study, the trend speaks to both the increased flexibility of modern-day workers — “the office” can be almost anyplace — and the challenges facing two-income families in a weak job market: Why uproot your family when your spouse can’t get a job in the new city?

The trend illustrates how the economies of places like St. Louis are increasingly hitched to their neighbors.

“It tells you that there is an inter-regional economic relationship, which is growing between places like St. Louis and Chicago,” Moss said. “A region’s workforce is not defined by its immediate suburbs.”

I’ve written several times about the need for more regional cooperation in the Chicago region between city and suburbs (see this post regarding Mayor Daley and this post about Mayor Emanuel). With limited cooperation, communities can end up fighting over corporations and jobs, whether tax money from a particular municipality should be spent elsewhere, and how best to address regional-level issues like transportation or affordable housing.

What exactly would it mean for Chicago and St. Louis to cooperate? One area could be transportation: I assume both Chicago and St. Louis were on-board for plans to construct a high-speed rail line between the cities. Environmental issues could be another area. For example, both cities rely on interconnected water sources and shipping so common issues could arise (but remember there is a regional fight about Asian carp). But what about business issues? Could they set aside their separate issues to encourage economic development that might benefit both cities? Are there really economic opportunities they could both benefit from in spite of the distance between them?

Lost Star Terk episode was to feature Milton Berle as a “messianic sociologist”

I’ve noted before that sociologists are rarely featured in television shows or in movies. Alas, it looks like CBS won’t allow the creation of a new online Star Trek episode based on a long-lost script featuring Milton Berle as a “messianic sociologist.”

Last fall an unused script for the cult 1960s television show turned up after being forgotten for years. Its author, the science-fiction writer Norman Spinrad, announced that it would become an episode of a popular Web series, “Star Trek New Voyages: Phase II,” which features amateur actors in the classic roles of Capt. James T. Kirk, Mr. Spock and other crew members of the starship Enterprise.

But then another player stepped in: CBS, which said it owned the script and blocked a planned Web production of it. Trekkies were appalled. “These executives should be phasered on heavy stun,” said Harmon Fields of Manhattan, who called himself “a ‘Star Trek’ fan of galactic proportions.”…

The story begins in 1967, after Mr. Spinrad wrote an acclaimed episode of the original series, “The Doomsday Machine.” “I did ‘The Doomsday Machine’ fast,” Mr. Spinrad, 71, said by phone from his home in Greenwich Village, “and then they said: ‘We’re in a hole. Can you write something in four days?’ ”

The result was “He Walked Among Us,” which the producers envisioned as a dramatic vehicle for the comedian Milton Berle. His character is a well-meaning but messianic sociologist whose conduct threatens to destroy the planet Jugal. The crew of the Enterprise must remove him without disrupting the normal development of the culture.

Spinrad’s script was set aside and he recently made it available online.

Milton Berle as a “well-meaning but messianic sociologist” sounds very intriguing. How much did Spinrad intend this as commentary about sociologists and social policy in the late 1960s? Perhaps sociologists should be glad this show was not made as it probably doesn’t put sociologists in the best light. In fact, it sounds like it could feed into some common stereotypes of sociologists: they may care about some important issues but in the end they are academics who don’t know how things work in the real world. At the same time, how many sociologists are Star Trek fans and would love to see their discipline discussed in an episode?

Smaller luxury homes: “I’d rather have a 3,500-square-foot house and have it make sense.”

Two home builders in Tennessee explain that they are building smaller luxury homes:

The luxury homes being built by Castle Homes are smaller than just a few years ago, Looney said.

“Not 8,000 square feet. Now the average is 4,500 square feet,” he said.

The custom home Colclasure is completing in Green Hills has about 3,700 square feet, and the open design almost eliminates hallways.

“The days of the McMansion with 6,000 square feet and you live in 2,000, the days of people wanting those houses, are long gone,” Colclasure said. “I’d rather have a 3,500-square-foot house and have it make sense.”

This is a decent reduction in size: moving from 8,000 to 4,500 square feet is a 44% drop while going from 6,000 to 3,500 square feet is a 42% drop. At the same time, these are still large homes. Most new houses do not have 4,500 square feet and even 3,500 square foot homes are 1,100 square feet above the 2010 average. Is this enough of a size reduction to not have these homes labeled as environmentally unfriendly or McMansions?

I really want Colclasure to explain what he means by this final statement: what does it mean for a large house to “make sense”? Does that mean that the large houses of ten years ago don’t “make sense” even if today’s builders built those same homes? Does this mean that luxury homes now come with more features rather than just size? Does it mean that builders have grabbed onto the idea that they can’t just sell impressive size?

Sociology professor developed and used computer program for grading papers

Sociologist Ed Brant has developed and used a grading program for student papers:

Brent designed software called a SAGrader to grade student papers in a matter of seconds. The program works by analyzing sentences and paragraphs for keywords and relationships between terms. Brent believes the program can be used as a tool to save time for teachers by zeroing in on the main points of an essay and allowing teachers to rate papers for the use of language and style.

“I don’t think we want to replace humans,” Brent says in an article in Wired. “But we want to do the fun stuff, the challenging stuff. And the computer can do the tedious but necessary stuff.”

Using the software still requires work on the teacher’s part, though. To prepare the program to grade papers, a teacher must enter all of the components they expect a paper to include. Teachers also have to consider the hundreds of ways a student might address the pieces of an essay.

Interestingly, one person in the testing business argues that the biggest issue is not how well the software does at grading but whether people believe the program can do a good job:

But it’s tough to tout a product that tinkers with something many educators believe only a human can do.

“That’s the biggest obstacle for this technology,” said Frank Catalano, a senior vice president for Pearson Assessments and Testing, whose Intelligent Essay Assessor is used in middle schools and the military alike. “It’s not its accuracy. It’s not its suitability. It’s the believability that it can do the things it already can do.”

If this were used widely and becomes normal practice, it could redefine what it means to be a professor or teacher. This is not a small issue in an era where many argue that learning online or from a book could be as effective (or at least as cost-effective) compared to sending students to pricey colleges.

I wonder what percentage of sociologists would support using such grading programs in their own classrooms and throughout academic institutions.

Elderly co-housing in France an alternative to Going Solo in the United States?

While Americans may be increasingly living alone, Le Monde reports on another trend: co-housing among the elderly.

This unconventional but pragmatic solution is happening all over France – dozens of house-shares have already been created, and they are giving food for thought to many in their 60s, 70s and 80s…

According to Yankel Fijalkow, urban sociologist and author of “Sociologie du Logement” [Sociology of Housing], “House-sharing for the elderly is a sort of group response to the ambient individualism.” Fijalkow says. “It is part of the same phenomenon as co-housing – houses with shared facilities – in Northern Europe and the United States or housing cooperatives. Faced by the fragility of the family unit, a desire emerges to recreate a quasi-family.”

But Fijalkow adds: “Let’s not be idealistic. Accommodation is expensive, and this is mostly a commercial transaction. With the current changes in family models, we go from being part of a couple to living on our own or in a house-share. People are flexible and adapt when the housing market is prohibitively expensive.”…

This system is being adopted all over Europe. Colocation Seniors, an organization in the western French city of Nantes was inspired by a similar project in Belgium, and has already helped dozens of seniors set up house-shares in the last three years, offering continuing support even after the house-share has been organized.

It is hard to know from this article how big of a trend this really is.

It is interesting to hear Fijalkow talk about these two motivating factors: a desire to have a “quasi-family” and economic realities. Which of these are more important? Does this suggest that people with more economic resources would not choose co-housing? It is already a foregone conclusion in many places that most families are fragile and/or past the breaking point?

This also reminds of the end of Kate Bolick’s article “All the Single Ladies” from November 2011. Here is where Bolick ends her thoughts on current relationships between women and men – a tour of a sort of dormitory for single women in Amsterdam:

The Begijnhof is big—106 apartments in all—but even so, I nearly pedaled right past it on my rented bicycle, hidden as it is in plain sight: a walled enclosure in the middle of the city, set a meter lower than its surroundings. Throngs of tourists sped past toward the adjacent shopping district. In the wall is a heavy, rounded wood door. I pulled it open and walked through.

Inside was an enchanted garden: a modest courtyard surrounded by classic Dutch houses of all different widths and heights. Roses and hydrangea lined walkways and peeked through gates. The sounds of the city were indiscernible. As I climbed the narrow, twisting stairs to Ellen’s sun-filled garret, she leaned over the railing in welcome—white hair cut in a bob, smiling red-painted lips. A writer and producer of avant-garde radio programs, Ellen, 60, has a chic, minimal style that carries over into her little two-floor apartment, which can’t be more than 300 square feet. Neat and efficient in the way of a ship, the place has large windows overlooking the courtyard and rooftops below. To be there is like being held in a nest.

We drank tea and talked, and Ellen rolled her own cigarettes and smoked thoughtfully. She talked about how the Dutch don’t regard being single as peculiar in any way—people are as they are. She feels blessed to live at the Begijnhof and doesn’t ever want to leave. Save for one or two friends on the premises, socially she holds herself aloof; she has no interest in being ensnared by the gossip on which a few of the residents thrive—but she loves knowing that they’re there. Ellen has a partner, but since he’s not allowed to spend the night, they split time between her place and his nearby home. “If you want to live here, you have to adjust, and you have to be creative,” Ellen said. (When I asked her if starting a relationship was a difficult decision after so many years of pleasurable solitude, she looked at me meaningfully and said, “It wasn’t a choice—it was a certainty.”)

When an American woman gives you a tour of her house, she leads you through all the rooms. Instead, this expat showed me her favorite window views: from her desk, from her (single) bed, from her reading chair. As I perched for a moment in each spot, trying her life on for size, I thought about the years I’d spent struggling against the four walls of my apartment, and I wondered what my mother’s life would have been like had she lived and divorced my father. A room of one’s own, for each of us. A place where single women can live and thrive as themselves.

How modern societies reconcile aging and individualism will be very interesting to watch.

Man sentenced for harassing female employees must take sociology class on gender

I’ve never read of someone being sentenced to take a sociology course in response to admitting to harassing female employees:

Haralambos Katsikis, 53, owner of Stelio’s, admitted to sufficient facts Thursday in Lowell Superior Court to five counts of annoying and accosting a person of the opposite sex.

Middlesex Superior Court Judge Paul Chernoff sentenced Katsikis to two years probation with the conditions he stay away and have no contact with the five female former employees. The judge also ordered him to audit an appropriate sociology course on women in the workplace or gender issues at Middlesex Community College and to complete community service that involves delivering food to the women’s shelter…

In November 2008, Katsikis was the subject of complaints that he had harassed and accosted women who worked in his restaurant. Investigators later determined the women were subjected to a barrage of sexualized comments and unwanted physical contact by Katsikis. In an attempt to avoid Katsikis’ behavior, some of the women developed a buddy system where they would stay in pairs when they needed to go upstairs near his office to get supplies.

I wonder what Katsikis will think after following through on auditing an appropriate sociology class.

McMansion = a “home [that] had a heart and it was ripped out”?

The award-winning play “Rabbit Hole” includes an interesting view of the McMansion:

A child dies, a mother grieves, a father agonizes and a family is changed forever…

For “Rabbit Hole,” set designer Susan Crabtree has created a house that outwardly reflects an upper-middle-class lifestyle, yet frames a troubled family within.

In notes for the press, Crabtree says of her inspiration, “We wanted to create an impression of a ‘McMansion’ — a well-appointed home. But, as the story evolves, we discover the home had a heart and it was ripped out. In the end, the house is just a house — people are the real home. They have to find their family again as they turn to each other.”

The play earned the 2007 Pulitzer Prize for drama. The playwright was sure to include doses of comic relief along with thought-provoking lines to further draw in the audience. Its 2006 debut on Broadway earned “Sex and the City” actress Cynthia Nixon a 2007 Tony Award for Best Actress in a play, among three other Tony nominations. Her cast included fellow actors John Slattery of “Mad Men” fame and Tyne Daly from “Cagney and Lacy.”

Maybe this play isn’t really about the suburbs or certain kinds of homes but the description sounds like it builds upon some common ideas. I wonder if McMansion critics would like this depiction of such a house: it is place that may look nice but it has no heart. In other words, a McMansion doesn’t create or help develop a family – rather, it may even hinder them from forming deeper relationships. Put another way, you can buy the impressive looking house but that is not what really matters in the long run. This play also seems to draw upon common critiques of suburbia, the land where everyone acts like they have it together but the nice homes and communities hide desperate tales.

 

Translating the dystopian world of The Hunger Games…into 1930s scenery?

In my review of The Hunger Games movie, I noted that I was not terribly impressed by the futuristic designs in the movie. At The Atlantic, three design critics make similar arguments and note that much of the scenery and design is not from the future but rather from the 1930s. Here are a few of their thoughts:

The props, sets, and costumes are a giant mash-up of visual cues taken from eras when the socioeconomic disparity between classes was so extreme as to be dangerous. The look is sort of cherry picked from influences ranging from the French Revolution to the Third Reich to Alexander McQueen. A more unified or coherent vision, one that took the influences and used them to create something unique, might have served the story better…

The opening scenes in District 12 are atmospheric and period precise. The bleached-out blue palette, the wooden shacks, the muddy roads—you know you are in the 1930s of the Farm Services Administration photographers. There were a couple of moments, like the line of cabins going down into the hollow, or the two scrawny kids looking out of a hole in the wall, that I could almost swear were direct imitations of a photograph. I found out after I saw the movie that those scenes were filmed in Henry River, North Carolina, an abandoned mill town from the 1920s. In District 12, it is coal. In North Carolina, it was yarn…

The overall look of the Capitol was 1930s neoclassicism, an architectural style used by the Nazis and based on Roman precedents. Fascist architecture seems too easy and obvious an equivalence for Panem’s totalitarian regime. I thought Hunger Games author Suzanne Collins was trying to make a trenchant point about what we all like to watch now. Making the Capitol a contemporary skyscraper city, like a forest of Far East towers, would have made a much more pointed contrast with the Appalachian opening. What about the top of Moshe Safdie’s Marina Bay Sands in Singapore, with its mile-high infinity pool, as the setting for Katniss and Peeta’s pre-Games talk? How could you get more decadent than that?…

Maybe oppressive architecture in movies has to be Fascist, in the same way that aliens need to be either robotic, humanoid, or insect-like—otherwise we don’t immediately recognize and fear what we’re seeing. The tributes’ apartment was like an outdated hotel room that was trying too hard to be hip but not quite succeeding; the green chairs were ridiculous in the same way as Effie’s shoes, hats, and makeup…

On the whole, these critics argue that the movie seems to lean on the past a lot rather than casting a new vision for the future. I understand the difficulties of doing this; futuristic settings can be too jarring or cheesy (see the city scenes in Star Wars Episodes I-III). Maybe moviegoers are more invested in the movie if there are scenes they can recognize. For example, the Nazi narrative is clear to many so invoking these ideas in the Capitol is an easy way to make a link between Nazism and the totalitarianism that made the Hunger Games possible in the first place. The movie taps into familiar cultural narratives such as the Depression or Nazism, pointing to the future while also drawing on the past.

Perhaps this comes down to an argument about whether movie makers should always try to hit a home run with design and setting or play it safe. I think The Hunger Games played it safe on this end. Rather than risk ridicule or have to develop a whole new world, they borrowed heavily from known images. Perhaps this could even drive home the possibly commentary even further that we aren’t as far away from this sort of world as we might think. In other words, the future (or the present) might look a lot similar to the pas.t But I think this was a missed opportunity: considering the budget and popularity of the books, the movie could have presented a grand vision of the future that truly captured the attention of viewers and also pushed design and popular imagery of the future further.